Well the main issue for me is if I do not use offset my voltage does not reduce at idle. So my chip is being fed 1.385V at idle, my clocks do reduce, but the voltage remains at load levels.
If I use offset, at idle my voltage goes down to .936 with the large temperature reduction to go with it. I've played with eist, c1e, speedstep etc; using a manually punched in voltage and none of them allow my voltages to reduce at idle.
FWIW my motherboard also only allows increments of .005 to be used for offset, so that causes my issue trying to run 4.8 with offset voltages. I have to increase the offset by an increment that goes above what my chip needs to be stable, giving it too much voltage for my liking. So I run at 4.7 using a lower offset than what I need for 4.8.
I also notice offset seems to even at load fluctuate in the amount of voltage it delivers. Generally I see about 1.38 or so, but running linx, it feeds my chip 1.395. My board has auto,normal,high,ultra high, extreme for LLC levels and I run using the High LLC. I need to play with it some more as the different LLC levels affect load voltages drastically. Just too many dang options on this board, wish I had more knowledge of what it all does.