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can i get a credit card?

W

WhiteWonder

Diamond Member
I'm 17, is there any way i can get a credit card without my parents? I'l turn 18 in october, should i just wait until then?
 
Well, if you're in college, at beginning of each semester, many banks will show up at campus, and they don't care if the student is over 18 or not.

If you're not in college, gotta find some other way.
 


<< Well, if you're in college, at beginning of each semester, many banks will show up at campus, and they don't care if the student is over 18 or not.

If you're not in college, gotta find some other way. >>



I take one class, one day a week. All i want it for is to get gas, and to buy stuff online with
 
There's another way to get Master Card.
Well, it's not not a credit card like Master Card, it's Debit.
Anyway. If you have an account at PayPal, you can request a PayPal Master Card from them.
In order to use the card, your account must have enough fund.
I used the card and liked it because it gives you 1.5% cash rebate on every purchase.
 


<< There's another way to get Master Card.
Well, it's not not a credit card like Master Card, it's Debit.
Anyway. If you have an account at PayPal, you can request a PayPal Master Card from them.
In order to use the card, your account must have enough fund.
I used the card and liked it because it gives you 1.5% cash rebate on every purchase. >>



i have paypal connected to my bank account.......
is there any hidden fees or things that i should worry about?
 


<<

<< There's another way to get Master Card.
Well, it's not not a credit card like Master Card, it's Debit.
Anyway. If you have an account at PayPal, you can request a PayPal Master Card from them.
In order to use the card, your account must have enough fund.
I used the card and liked it because it gives you 1.5% cash rebate on every purchase. >>



i have paypal connected to my bank account.......
is there any hidden fees or things that i should worry about? >>


As far as I know. There's no fee if you fund your account with your bank account.
But you have to remember that you must fund your account BEFORE use the card.
 
I guess i could sign up for the paypal thing.

Whats the worse that could happen? have bad credit at the age of 17, and for the rest of my life? have someone Hax0|2 into my bank account?

i think i'm ganna go for it

Please post if this paypal card is a bad deal!
 
PayPal card is bad deal. j/k 😉

Btw, by using PayPal Master Card, it will not effect your credit rating at all.
It is NOT a credit card, but just act like a credit card.
 
What would be the best thing to get for a kid my age, 17, to order stuff off the net with? I was thinking a Wells Fargo check card. Any advice?
 


<< PayPal card is bad deal. j/k 😉

Btw, by using PayPal Master Card, it will not effect your credit rating at all.
It is NOT a credit card, but just act like a credit card. >>



so, does it take $ out of my paypal account when i use it, or does it take the $ out of the bank account i have it tied to?
 
It takes $$ out of your PayPal account.
And if you have $0 in your PayPal, you can't use the card.
 
Just wait until you're 18 in October. Debit cards do not offer you the type of protection a credit card gives you on purchases. Also you are only liable for up to $50 if someone steals your credit card, on the other hand you are screwed with a debit card. I recommend getting the american blue for students or the citibank visa for students. They both will accept you easily (Blue gave me a $2500 limit and I'm currently unemployed and a full time student in college).
 
I thought if you had a visa or mastercard debit card you had the same protection??? That is what they always advertise.
 
When you use the Debit card, use it locally. Not online.
And I believe when you use it as &quot;Master Card&quot;, you're under the protection of whatever the regular Master Card came with.
When you use the card at the store, make sure tell them IT IS CREDIT CARD.
 
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