Can I be happy with less than $1000 a month

name2

Junior Member
Oct 13, 2000
2
0
0
Just a quick question. I'm thinking of taking a part-time position that would cut my salary in half. I'd go from about $34,000 a year to $17,000, meaning I'd be taking home a little less than $1000 a month. I'd still have full medical, dental, vision, retirement, and insurance. I'd be working 3 and a half hours a day, be closer to home, I have one car payment of about $300 a month and I'd have a place to stay with no rent. I'm single and have no kids and I'm really unhappy in the job I'm at right now. Whatta ya think? I'd also keep my seniority, but it doesn't seem to be helping me much at the moment.
 

Spoooon

Lifer
Mar 3, 2000
11,563
203
106
That sounds like a sweet deal. You'll probably end up with 500 dollars or so for fun or savings? That's not bad.
 

Isla

Elite member
Sep 12, 2000
7,749
2
0
Sounds good to me. Money isn't everything... You will have time, which is sweet.
 

Shudder

Platinum Member
May 5, 2000
2,256
0
0
Depends how close you are to going broke on your current salary. Same company and different hours, or new job and new hours = new pay?

I was in your situation and eventually it panned out to where I can tolerate things now, though I'm still looking.

Why can't you just get another job? If you go part time to look for another, that's good, but don't just do it to be at work less. You're just going to be sliding away slightly from the real problem.
 

blurredvisionx

Senior member
Oct 5, 2000
312
0
0
That's a tough question. If it were me, I would probaly stick with the higher paying job, but I guess that depends on how bad you hate it. Remember, your job isn't supposed to be fun.
 

ratkil

Platinum Member
Jan 12, 2000
2,117
0
76
<<Remember, your job isn't supposed to be fun. >> I honestly hope you are joking!

Whether or not you can be happy Name2 is something only you can decide, but don't stay in a job you truly don't like if you can help it.
 

Raspewtin

Diamond Member
Nov 16, 1999
3,634
0
0
If it were me, I'd do it in a heartbeat. Money doesn't equal happiness, anyway. Once you have more time, you can spend more of your time enjoying life, and less of your time doing the chores that you have to do to enjoy life.

Of course, if you love your job, then probably it would be smarter to keep working full-time. I never loved any job past a few months, so I wouldn't know about that. However, it's pretty obvious some people love their job with a passion, and even if money didn't exist, they'd still be doing it.
 

403Forbidden

Banned
May 4, 2000
2,268
0
0


<< Remember, your job isn't supposed to be fun. >>



My current job is fun.
And my job offer seems fun.

I would never work anywhere that wasn't fun





 

name2

Junior Member
Oct 13, 2000
2
0
0
First of all I'd like to thank everyone for their helpful comments.

I wanted to reply to some good questions that were raised and add a few more details. I do have some other bills. About $30 a month credit card, $30 a month phone, $17 a month ISP (no toll free access number for my area for a free one), and of course there's vehicle insurance every six months and gasoline and maintenance (no public transportation).

I would be in the same job, just MUCH closer to home ( a two minute drive each day vs. a two hour drive each day), I'd be doing the same type of work only spending half the amount of time there.

I'm considering making the change because I'm in a job that I used to love, but recent developments of the office politic type, have made me very unhappy with it and I really hate getting up every morning to go to work. That's just no way to live. I am considering going into a different career, but I'm also thinking that maybe I just need a break. You can't beat the job I have right now for hours and days worked, vacation time, and sick days. Any new career would not offer as much. It's most likely that this change would only last for about 7 months and then I'd be back at full-time.

I'm thinking the extra free time might help me in looking for another job or in obtaining some training for a new career. It has just been a long time since I've had to be really careful with my money and I'm wondering if the scrimping will be as frustrating as the situation right now is.
 

perry

Diamond Member
Apr 7, 2000
4,018
1
0
Just be careful to save up the money for the insurance! That's a big ole hit. I make about $1000/month now with a VA benefits check and my part time job and I get by ok. (mom pays rent)Little tough around insurance time, can't drink as much beer or go out to $30 dinners that month.

I think you would do alright. And that'd leave you time to teach yourself about whatever new career you decide to shoot for. LOTS of free time. That can be a good thing and a bad thing. Bad because you'll wanna go out and spend money that you shouldn't spend..
 

Who knows, maybe you could even start working more hours at the new job if they see what a great worker you are;).
 

MI6

Member
Sep 28, 2000
87
0
0
Do it, and defintily go find a new job that you LOVE that will pa even more than before. It is easy to live on less than $1000 a month. Make this job a temp job (don't tell anyone at work though), unless it becomes the job you would and can make a full time job.
If nothing else find something that is really cheap or free to fill your time with. This will help you keep your money and make the days that you don't work more enjoyable.
 

ratkil

Platinum Member
Jan 12, 2000
2,117
0
76
<<About $30 a month credit card>> if you have a debt you are paying on a credit card, maybe you should pay that off first before dropping your income.
 

XL

Senior member
Jul 23, 2000
839
0
0
you aught to think of the what ifs.

what if your car breaks down

what if you meet some one you like. Now you got to go on dates.$$$$

what if you got to much time and not enough $$ when most people have alot of time they tend to spend more $$$

obtaining some training $$$$

etc,etc,etc

these are all things to consider.
 

AndrewR

Lifer
Oct 9, 1999
11,157
0
0
Two minute commute v. two hours???? No brainer there for me. Plus, with so much extra time in the day, you could even get another job flipping burgers or something just for sh*ts and giggles if you wanted a little extra money around Christmas or something.

My work day is about 11 hours (7am-6pm) with commute, and if I could pare that down to 8-11:30 or so, I would love it. However, I have a minimum of $375/month in student loans and $1000/month in rent. No can do a salary that low. :(

Good luck though -- I envy you!
 

montanafan

Diamond Member
Nov 7, 1999
3,551
2
71
Thanks again everyone!

It sounds like I can make it on the lower salary. I waste all kinds of money regularly anyway. I'm also happy to hear that several people see the value in time vs. money, a lot of people I know don't see it.

ratkil and XL bring up two points that are odds for me. I could pay off the credit card before I make the switch to part-time, but I also think it might be a good idea to keep as much cash as possible on hand for the &quot;what ifs&quot;. Those &quot;what ifs&quot; do scare me. Anyone have any thoughts on this?
 

DABANSHEE

Banned
Dec 8, 1999
2,355
0
0
Trouble is one tends to spend money when one's not actually earning it, in others words don't spend all that extra time in the pub 'pissing your money against the wall'

Has anyone ever noticed when one has money one hasnt the time to really apreciate it &amp; when one has time one hasnt the money to apreciate it either.

But it sounds like you are on the verge of finding the almost perfect balance. I'd take it, part-time work beats full-time work anyday.

Any way with more time you can spend your money more wiselly. In other works cooking your own meals instead of eating fast food, that should say you money.
 

blurredvisionx

Senior member
Oct 5, 2000
312
0
0
If this is a 2 hour drive vs a 2 minute drive, you'd save a lot of money just in gas. Take the lower paying job.
 

abracadabra1

Diamond Member
Nov 18, 1999
3,879
1
0
take it.
money sucks.
it's just another object we're taught that we need exhuberant amounts of in order to be successful or happy (or whatever you were taught).

stay home more often, play some quake :), and just relax.
screw the old job
 

montanafan

Diamond Member
Nov 7, 1999
3,551
2
71
Sacotool, I was brought up hearing that you never discuss your finances in public, so I felt funny using the nick everyone knows me by when I first posted. I was also taught that honesty is the best policy and using the other nick felt dishonest in a way so I stopped.
 

montanafan

Diamond Member
Nov 7, 1999
3,551
2
71
Thanks again to everyone for the advice and suggestions. Right now I'm thinking I'll go for the part-time job, but I'm still not sure whether to pay off the credit card or keep the cash. I think I'll have about 30 days at least before I have to let them know for sure about the position.

Thanks again!