calling atot finance gurus: recommendations for 529 plan for CA resident?

[endervalentine]

CA does not offer any tax breaks for picking a 529 in-state, so I'm looking a different states to see which one is better.

I'm looking for something with low fees, and with a good list of funds to pick from. I'm leaning towards Utah Educational Savings Plan Trust (yeah, I know), seems to meet the 2 criteria above.

Any suggestions from the folks on the board?

 

[Jadow]

529 plans are crap. Too many restrictions and hoops to jump through. Max out 401k and IRA, then just invest the rest in a taxable account with some tax efficient investments.

 

[endervalentine]

529 plans are crap. Too many restrictions and hoops to jump through. Max out 401k and IRA, then just invest the rest in a taxable account with some tax efficient investments.

such as? seriously, I'm a total noob at this. we're already maxing out our 401k and IRA ... just thinking were else to put our money.

 

[MrChad]

http://www.savingforcollege.com/

 

[Delita]

I remember hearing that alot of the 529 plans aren't very good, but IIRC Virginia is supposed to have a pretty good plan setup. Might want to look at that one and see if it fits your needs.