I second RMBLAM's last sentence. Whether or not you decide to use RAID you have two extra IDE channels, and ATA 100 speed at that!
When I first decided to get a RAID board (KT7RAID), I honestly didn't know whether or not I was going to use it, I just figured "well, if I decide not to, right now, it'll be there later if I want it". I decided not to, but now I have each of my CDRW's on their own IDE channel. I can burn disc-to-disc fairly quickly with no coasters! But I usually just copy to HD first, it's almost 100% foolproof that way.
If spending an extra $30 or $40 isn't an issue, I'd say get the RAID board. You lose no performance with your other drives if you decide not use RAID, and you get two extra IDE channels. 'Nuff said.