Business Credit Cards.. Recommendations and how different are they from regular cc's?

[WayneTeK]

Ok, i need a business CC just for regular business expense but i need some recommendations on which ones to use. Any recommendations?

Also, from my understanding, business CC's are different from regular CC's because they offer semi annual and annualized reports on spending while categorizing them?

Or is there more to it than i see?

 

[jadinolf]

Well, I have an ordinary MasterCard and they give me an annual report.

Try MBNA.

 

[imported_Tick]

Usually better interest rate on a buisness card.

 

[spidey07]

I've always had AMEX.

 

[WayneTeK]

they give you better interest rates because... ?? there has to be some kind of catch. you have to pay an annual fee?

 

[qaa541]

One difference is that the business cards dont have the same consumer protection (fraud, perks, etc) as consumer cards.

 

[spidey07]

Originally posted by: qaa541
One difference is that the business cards dont have the same consumer protection (fraud, perks, etc) as consumer cards.

Another is the perks...

life insurance, travel insurance, auto rental insurance, etc.

 

[andylawcc]

Originally posted by: jadinolf
Well, I have an ordinary MasterCard and they give me an annual report.

Try MBNA.

my Citi Mastercard has an Annual Report, my Chase one doesn't however.
and I *think* the Amex Blue has one too. but the Citi one looks very well organized.

 

[WayneTeK]

Originally posted by: andylawcc

Originally posted by: jadinolf
Well, I have an ordinary MasterCard and they give me an annual report.

Try MBNA.

my Citi Mastercard has an Annual Report, my Chase one doesn't however.
and I *think* the Amex Blue has one too. but the Citi one looks very well organized.

do you have the CitiBank Thankyou card?

 

[jadinolf]

Originally posted by: andylawcc

Originally posted by: jadinolf
Well, I have an ordinary MasterCard and they give me an annual report.

Try MBNA.

my Citi Mastercard has an Annual Report, my Chase one doesn't however.
and I *think* the Amex Blue has one too. but the Citi one looks very well organized.

We'll see. I just got AMEX this year.

Truthfully, the annual report is not important to me.

 

[WayneTeK]

Originally posted by: jadinolf

Originally posted by: andylawcc

Originally posted by: jadinolf
Well, I have an ordinary MasterCard and they give me an annual report.

Try MBNA.

my Citi Mastercard has an Annual Report, my Chase one doesn't however.
and I *think* the Amex Blue has one too. but the Citi one looks very well organized.

We'll see. I just got AMEX this year.

Truthfully, the annual report is not important to me.

isn't is assumed the AMEX card isn't accepted everywhere?

 

[Zee]

Originally posted by: WayneTeK

Originally posted by: jadinolf

Originally posted by: andylawcc

Originally posted by: jadinolf
Well, I have an ordinary MasterCard and they give me an annual report.

Try MBNA.

my Citi Mastercard has an Annual Report, my Chase one doesn't however.
and I *think* the Amex Blue has one too. but the Citi one looks very well organized.

We'll see. I just got AMEX this year.

Truthfully, the annual report is not important to me.

isn't is assumed the AMEX card isn't accepted everywhere?

correct not every merchant wants to pay their vendor fees

 

[jadinolf]

Originally posted by: WayneTeK

Originally posted by: jadinolf

Originally posted by: andylawcc

Originally posted by: jadinolf
Well, I have an ordinary MasterCard and they give me an annual report.

Try MBNA.

my Citi Mastercard has an Annual Report, my Chase one doesn't however.
and I *think* the Amex Blue has one too. but the Citi one looks very well organized.

We'll see. I just got AMEX this year.

Truthfully, the annual report is not important to me.

isn't is assumed the AMEX card isn't accepted everywhere?

Probably not. Since I also have a M/C, it is not important.