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Brand new Ferrari 458 gets crushed by Ford pickup

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ShawnD1 said:
You can see this effect by calling your insurance company and asking for 2 quotes. The first one is for a Toyota Camry XLE with a V6 and leather seats. The second one is for a Subaru Impreza WRX STI. The Camry is a more expensive car, but the insurance is waaaaaaay less. Why? Because people who buy the sporty WRX STI crash into things and kill people on a regular basis.
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Actually, the actuarial tables show that Camrys are involved in more accidents. It's just that those accidents tend to be less severe (e.g. parking lot incidents).

Insurance companies don't simply charge based on the average payout, they risk pool drivers and then charge based on the maximum payouts projected for the pool. Obviously they don't charge the maximum payout to the consumers, but the rates are calculated to hedge against a worst-case scenario, not simply the "average" scenario. A small increase in the number of cars totaled can translate into an incredibly large increase in premiums for members of a particular risk pool.

ZV
 
Zenmervolt said:
Insurance companies don't simply charge based on the average payout, they risk pool drivers and then charge based on the maximum payouts projected for the pool. Obviously they don't charge the maximum payout to the consumers, but the rates are calculated to hedge against a worst-case scenario, not simply the "average" scenario. A small increase in the number of cars totaled can translate into an incredibly large increase in premiums for members of a particular risk pool.
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Good to know. Thanks for sharing :thumbsup:

Is it fair to assume the payouts for a Ferrari aren't much worse than those for a WRX? Assuming both are involved in high speed crashes, I would guess the largest payouts are related to medical expenses and wrongful death lawsuits. One of my internet friends in california was hit by a car and he sued for just under a million dollars. It was to cover his hospital stay, legal expense, and a little extra for the inconvenience of being in a hospital for a long time.
 
ShawnD1 said:
Good to know. Thanks for sharing :thumbsup:

Is it fair to assume the payouts for a Ferrari aren't much worse than those for a WRX? Assuming both are involved in high speed crashes, I would guess the largest payouts are related to medical expenses and wrongful death lawsuits. One of my internet friends in california was hit by a car and he sued for just under a million dollars. It was to cover his hospital stay, legal expense, and a little extra for the inconvenience of being in a hospital for a long time.
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I would argue that there are less wrecks for Ferrari's (per number on the road of course), but each one likely costs more due to the extreme price of repair. No matter what, your insurance is going to be very high on it due to the value alone, but it's helped by the lack of wrecks I'm sure.
 
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There's some truly pathetic people in this thread. Don't let your envy get the best of you ShawnD1 - it makes you look like a complete fool.
 
ShawnD1 said:
And that's why Ferrari puts the power train stuff in the back. They say it's because of performance something something track time whatever, but we all know it's because the people who buy these vehicles are retarded and will eventually crash into something.
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Friend of the family has 3 ferrari's and he's the nicest guy you will ever meet. He has a passion for the cars and knows every spec known to man about them. He has a 458 in white with red leather and it's absolutely breathtaking. He plans on taking it to the 1/4th mile drags this spring to see what it can do.
 
Castiel said:
Friend of the family has 3 ferrari's and he's the nicest guy you will ever meet. He has a passion for the cars and knows every spec known to man about them. He has a 458 in white with red leather and it's absolutely breathtaking. He plans on taking it to the 1/4th mile drags this spring to see what it can do.
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My wife sold a house to a guy down the street who works for a Ferrari dealer. He owns a 456 (silver and black) and an older 348 Spider (red with tan interior). Nice guy, I've stopped and talked to him on a few occasions, he's an F1 fan too so we chat about that from time to time. I almost never see the 348 out from under its cover in the garage, it only has 12,000 miles on it and is showroom condition, but he drives the 456 quite a bit.
 
ITT: people jealous of others that make WAAAYYY more than them.

feels good being in the six figure bracket.
 
Not all Ferrari owners are car enthusiasts. I'd bet the majority are just douchebags/rappers who want to show off their wealth. This guy looks like one of them.
 
Throckmorton said:
Not all Ferrari owners are car enthusiasts. I'd bet the majority are just douchebags/rappers who want to show off their wealth. This guy looks like one of them.
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Actually most of the owners are elderly and many that are not don't drive them much. A lot go right from Miami to some car collection.
 
iPhone 4, designer sunnies and Ferrari T-Shirt, typical person with money. I still feel sorry for him. He looks like he is about to cry in the video. 🙁
 
jlee said:
Maybe next time, Mr. Ferrari will stay on his own side of the road.
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Srsly? You can't be serious. Even as daft as I am, looking at the scene, I'm just guessing the Ferrari was swerving out of the way to try to get away from a big ass truck that is WAYYY out of line for a LEFT hand turn judging by the positions of the car and truck.

Try that again, Mr. Officer.
 
I know one guy who has a Ferrari, he's pretty much a huge doucher and it seems the 4 times I actually saw him driving it. He was wearing a Ferrari shirt just like dude in the pic here. The shirt's a dead give away if you ask me.
 
DivideBYZero said:
He certainly looks like a douche with a capital bag in the Ferrari T Shirt. You drive a Ferrari, you don't need to wear a T Shirt to prove it.

As to fault, it looks like the Ford came out of the gas station and the 458 tried to avoid, but maybe he was just douching it up across the yellows, who knows.
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?? WTF is this? I like Ferraris, I buy a Ferrarri, now I need to pretend I really don't like them and just got stuck with this $200k ride?
 
SSSnail said:
Srsly? You can't be serious. Even as daft as I am, looking at the scene, I'm just guessing the Ferrari was swerving out of the way to try to get away from a big ass truck that is WAYYY out of line for a LEFT hand turn judging by the positions of the car and truck.

Try that again, Mr. Officer.
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It's entirely possible that the Ferrari was behind a vehicle that was turning, so the Ferrari illegally went around the left of it, and the truck in the picture was turning left onto the main road because he didn't know there was a Ferrari coming.

That's basically what happened to my car. I was following an SUV which is significantly larger than my Civic. The SUV in front of me was slowing down to make a right turn. A car on the side road to my right was trying to make a left turn. He obviously didn't know I was behind the SUV, so he started to turn and he ended up hitting my car.
 
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