Thanks guys. I forgot about the first 5 levels. I just figured you get 1 skill point per level so it seemed like it cost me 5 points to respec.
I REALLY love the idea of the respec now. I never have a problem running out of money or anything so I might respec a few times to try things out. My first attempt with Siren sucked pretty bad.
when I start a new character, I just give a 9999999 weapon from one of my other characters to the new one, sell it, and jump about 6 levels in one go, heh.