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booo...just bounced a check

kyparrish

Diamond Member
I hate my life. I'd never bounced a check. Well, we've been aggressively paying off credit cards, so there isn't a whole lot of cash floating around the ole' checking account. Anyways, I forgot to note a $65 payment, and you guessed it...BOUNCY BOUNCY BOUNCY.

At least Wachovia was cool enough to give me back $15 of the $30 they had charged for the NSF fee when I called them up to (politely) ask about my account.

Moral of the story: Keep some money in a overdraft savings account 🙁
 
haha...

what sucks is that was the one thing I was always responsible with money-wise, always keeping enough money in checking. Pretty frustrating!
 
just noticed that the amount I bounced was the amount due to me in rebates...

damn you rebates! ah the irony!
 
Once, I needed to transfer a sizable amount of money from an account I had at one bank, to an account I had at a second bank. I did some searching, and found that while an inter-bank transfer had a service charge, I could write a cheque for free.

A week later, I get a letter, including the cheque with all sorts of big red stamps on it, and I had accidentally written the cheque for over 500 dollars more than I had in the account.

10 to 1 says that I'm the only person here who has bounced a cheque to himself.
 
when we first got married we still had 2 checking accounts and I paid the utilities and he paid the rent, and we were living in the apartment he was already living in.. so after a few months we moved. this was.. 1980.. debit cards were kinda new.. he hadn't gotten it through his head that that money came from ::somewhere:: and needed to be written down and figured in.. so when he paid the security deposit on the new apartment, the check bounced. so he put enough money back into the account to cover it (but not the bounced check charges) and it bounced again. and he did it AGAIN! and that was the end of his checking account. 😛 it was a miracle that guy let us have that apartment after that..

the next time we bounced a check was 1998, when we bought our newest car.. we were financing like 18000 bucks of it through the credit union and the dealer asked me to write a check for that amount that they would hold and return, as the credit union wouldn't transfer the funds until the following day.. and they didn't hold it. 🙁 they paid the bank fees on that one though. and sent flowers. (I fussed. lots. ) 🙂

anno

 
10 to 1 says that I'm the only person here who has bounced a cheque to himself.
I actually bounced the aforementioned property tax check by writing a check from a trust fund acct to my checking acct for $4500. I wrote "Four Thousand Five Hundred and no/100" just fine, but some fvcking MORON (and I'm not saying who he is) wrote $45.00 in the amount window.

Wrote check to county - check bounced - discovered that I was also "missing" $4455. FAWK!!
 
This happened to me twice, once with citizen bank another with PNC (my current bank). I got the fee credited back in both incidents.
 
anyone still write check to themselves? :Q

ING is the way....I never write check to myself. I use ING as my money hub swapping from one checking to another. 🙂
 
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