Best place to get a personal loan with no credit history ?

[NDENT]

I'm looking for a place where i can get a personal loan without any credit history or bad credit.Already tried the local bank & they said since i don't have any credit history i'll need a co-signer but that i don't have.I also tried lenderstree but they wasnt able to find any lenders to fit my needs.I'm after a pretty nice amount loan & do have a job to back me up on how i can pay off.

All the help needed guys & thanks in advance.My car just got ##$# & need $$$ for a new one.

Got a co-signer who is a home owner with ok credit not the best.

Where should i go now ?

 

[jcovercash]

Its not gonna work, you will not find anyone to loan you money unless its at a high interest rate 25-30%.... You have to start out small with a secured loan to build credit. It will take at least a year to get enough credit established to start getting large loans. Your only ways now are high HIGH interest or co-signer which will still land you an above average interest rate.

Savings is always a good thing to have for situations like this. Having an established bank account with a large checking account that keeps growing and a largly growing savings account will help alot when getting a loan from the bank.


Josh

 

[jagec]

Plan to pay enormously high interest rates.

 

[Raincity]

There is usually a guy at a table in the back of your local downtown pool hall that can help you out.

 

[NDENT]

Originally posted by: jagec
Plan to pay enormously high interest rates.

I don't mind a high interest rate as long as it isn't over 25%. i just need to know where can i find a place online to get one.

 

[NDENT]

I'm in the usa btw

 

[RossMAN]

I might have a few suggestions, what's your zip code?

 

[jadinolf]

I would think the best choice would be friends or relatives.

 

[kmac1914]

Originally posted by: RossMAN
I might have a few suggestions, what's your zip code?

Funny this should come up...i have a friend in the EXACT same situation, her zip code is 70148...any suggestion?

 

[kranky]

What percent can you provide as a down payment?

 

[RossMAN]

Originally posted by: dahotboykj

Originally posted by: RossMAN
I might have a few suggestions, what's your zip code?

Funny this should come up...i have a friend in the EXACT same situation, her zip code is 70148...any suggestion?

If your friend has:

No credit history
No collateral (car title, savings/CD/stock, etc.)
No available co-signers
No problems with paying 20-35% APR

Then I would recommend a finance company who will lend to just about anyone with a job.

One finance company I have used is American General, have your friend contact them at:

NEW ORLEANS-CARROLLTON
3808 DUBLIN ST
NEW ORLEANS, LA 70118-4792
Phone: (504) 486-6525
Fax: (504) 488-4503

 

[RossMAN]

Your friend should also contact Beneficial

6.0 miles Beneficial
113 LAPALCO BOULEVARD
GRETNA, LA 70056
tel: 504-394-1194
fax: 504-394-0000

6.6 miles Beneficial
1200 S CLEARVIEW PARKWAY
HARAHAN, LA 70123
tel: 504-733-6995
fax: 504-733-9282

10.5 miles Beneficial
2424 WILLIAMS BOULEVARD
KENNER, LA 70062
tel: 504-466-1368
fax: 504-466-3134

 

[kmac1914]

Thanks for the suggestions...ill let her know. As far as i know, she doesn't have enough credit history to get a loan without a cosigner, and she needone to help pay for school, so this might be just what she was lookin for.

 

[waggy]

IF there is a calcar's in the area they will finance ANYONE. but you pay weekly.

 

[toekramp]

let us know how it works

 

[NDENT]

18101 here

 

[RossMAN]

Originally posted by: NDENT
18101 here

Nick,

I would suggest contacting one of these FINANCE companies:

American General

ALLENTOWN
1253 AIRPORT RD
ALLENTOWN, PA 18109-3311
Phone: (610) 437-9785
Fax: (610) 437-9863

Beneficial.com

1.4 miles Beneficial
1642 S. 4TH STREET
ALLENTOWN, PA 18103
tel: 610-791-3377
fax: 610-791-9921

3.6 miles Beneficial
2426 CATASAUQUA ROAD
BETHLEHEM, PA 18018
tel: 610-691-3001
fax: 610-691-1282

14.9 miles Beneficial
THIRD AND LARRY HOLMES DRIVE
EASTON, PA 18042
tel: 610-253-4174
fax: 610-253-8413

 

[Babbles]

Originally posted by: dahotboykj
. . . to help pay for school, so this might be just what she was lookin for.

Why not a student loan?

 

[kmac1914]

Originally posted by: Babbles

Originally posted by: dahotboykj
. . . to help pay for school, so this might be just what she was lookin for.

Why not a student loan?

She has a stafford loan, but it's not enough to cover tuition/books/housing, and her parents' EFC is somehow HIGHER than the estimated cost of attendance. On top of all that, they won't cosign for any type of loan, but they listed her as a dependent on their taxes, so she's kinda in a bad situation financially...

 

[NDENT]

UPDATED:

No luck with Beneficial & with American General i'm waiting to hear back from them.Wanted a personial loan with american general but he did the paperwork like if it was a car loan so i gotta call him back & tell him that i'm not after a car loan.I'm gonna use the $$$ to buy a car yes but the car gots to be from a local dealer & they must go check it out & take pics etc.I know thats some crazy stuff lol.

 

[NDENT]

bump

 

[RossMAN]

Originally posted by: NDENT
UPDATED:

No luck with Beneficial & with American General i'm waiting to hear back from them.Wanted a personial loan with american general but he did the paperwork like if it was a car loan so i gotta call him back & tell him that i'm not after a car loan.I'm gonna use the $$$ to buy a car yes but the car gots to be from a local dealer & they must go check it out & take pics etc.I know thats some crazy stuff lol.

That's pure BS, out of curiosity would you PM me the AGF phone number for that office and how much was the loan for? I will not mention you in my conversation. I've dealt with the morons at AGF before.

 

[NDENT]

PM sent

 

[notfred]

You don't need a personal loan, you need an auto loan, which is a lot easier to get.

 

[RossMAN]

It's not necessary for me to call after I saw the amount you're going to borrow.

Anything over $3k from AGF will definitely require collateral (car, truck, boat, home, etc.)

Good luck!