Best Car under $20 k / Beating Auto Insurance

[Patz98]

What's the best car for under 20k?

I'm considering the Celica GTS or Honda Accord coupe.

And how can I beat the 3k insurance rate for it? How can I get the best price on auto insurance?

 

[Lucky]

C'mon, you gotta give some details.


New or Used?
Performance or simply performance "looks"?
Sporty or more luxurious ride?
2 or 4 doors?
Auto or stick?
Driving history? 3K/year or every 6 months? How old are you?

 

[Ryan]

Get a better insurance provider. I pay around 1600 a year for a 2-door coupe in insurance.

 

[jagr10]

Best price on auto insurance is if you're not a male between 16 and 25!
Ok, that's not in your control so try becoming a secondary driver and say the car is for pleasure and not everyday use.

And don't get a Honda, everyone has one of those! Be different.

 

[Ylen13]

Originally posted by: Patz98
What's the best car for under 20k?

I'm considering the Celica GTS or Honda Accord coupe.

And how can I beat the 3k insurance rate for it? How can I get the best price on auto insurance?

how old are you?
on whos name will the car title be on?
will you be listed as primary driver of the car
do you leave at the same place were the ownere of the car is leaving?

 

[focusyn]

well one of the sure fire ways to reduce insurance rates is dependent on the car you have. typically a 2-door car (esp. if a coupe/sports car) will have higher rates. also if you have a flashy color, the rates will also go up. i would have to say that a guarantee in a lowering of your insurance rate is to not get 2-door cars like the celica or accord coupe.

maybe something like the jetta? just a suggestion.

 

[digitalsm]

Hell drive a beater if your under 25 unless you can really afford it. I got qouted $3600(that was with shopping around) a year for a 2001 Nissan Maxima SE.

 

[Patz98]

Originally posted by: Lucky
C'mon, you gotta give some details.


New or Used?
Performance or simply performance "looks"?
Sporty or more luxurious ride?
2 or 4 doors?
Auto or stick?
Driving history? 3K/year or every 6 months? How old are you?

I'm looking into new cars and I'm a college student. I suppose I could put it under my parents' name. Would that lower it? I couldn't think of anything very luxurious under 20 k.. Preferably coupe, auto or manual is good. Clean driving history but still dealing with 3k a year.

 

[kami333]

Don't live in NJ
Park it in a garage
Have ABS
Get married and have kids
Sex change operation
Get a wagon
Get an auto
Get an alarm system
Register under parent's name
Be the secondary driver
Get at least a B average
Don't commute in it

 

[kami333]

Originally posted by: Patz98

Originally posted by: Lucky
C'mon, you gotta give some details.


New or Used?
Performance or simply performance "looks"?
Sporty or more luxurious ride?
2 or 4 doors?
Auto or stick?
Driving history? 3K/year or every 6 months? How old are you?

I'm looking into new cars and I'm a college student. I suppose I could put it under my parents' name. Would that lower it? I couldn't think of anything very luxurious under 20 k.. Preferably coupe, auto or manual is good. Clean driving history but still dealing with 3k a year.

Yes, it'll definately lower it, especially if they already have a car.

99 Impreza wagon, I got quoted $2400/year for full coverage with low detuctibles (as 21, clean history). I ended up getting in under my parents plan as their second car and I was the secondary driver, their insurance only went up about $400/year, same plan.

 

[thedarkwolf]

SRT-4 is the only car under $20k that is interesting to me. The GTS is to peaky.

Get a $2k car and put liability on it. Thats about the only way you are going to get anywhere near cheap insurance.

 

[Spikesoldier]

what about a sentra SE-R spec V?