Banking/Credit

[TheBullGod]

After being out on my own for 2 years, I've moved back home for a few months to save some money. I need to open a bank account, I'm looking for as much free sh*t as possible, Banking,ATM,Checking,On-line banking/bill paying. I also need to start to build credit, looking for good starting CC, don't really know what is good APR and intrest rates. Any suggestions to get me started in the right direction would be greatly appreciated. THANK YOU AND GOODNIGHT!!!!

 

[DaWhim]

sound like you are heading to cc debts, if you are going to get a cc.

 

[TheBullGod]

I'm responsible with my spending, I've always thought no credit was good credit but now I realize that ain't true.

 

[Dulanic]

Originally posted by: DaWhim
sound like you are heading to cc debts, if you are going to get a cc.

Why is this always one of the first responses when someone says they want to get a CC? Youd be a moron not to get a credit card ASAP, credit history effects so much in life, buying cars, buying houses etc... Just because someone wants a CC doesnt mean they will go into alot of debt over it. Having a few CCs is financially very smart IF you dont keep a huge balance.