Bank offered me a line of credit

[Mayfriday0529]

And I said yes.... I could not say no, the representative was a woman and was cute.

They game me some Credit plus service where if I need money, I can use it and if I pay it back within one month, no interest.

They said it was better than my overdraft protection which has an interest rate charge every single day if I use it.

It was a Trap!!!

 

[bonkers325]

:camera:?

 

[mordantmonkey]

no it really is a good service. it is waaaay cheaper than overdraft charges, as in it is $0.

but that's not important. the important thing is....did you whip it out?

 

[kranky]

And how much is the annual fee?

 

[Mayfriday0529]

Originally posted by: kranky
And how much is the annual fee?

I think 5 dollars a year

 

[mordantmonkey]

Originally posted by: Jnetty99

Originally posted by: kranky
And how much is the annual fee?

I think 5 dollars a year

haha in that case it isn't a good deal. unless you actually use it.

i get it for free so....

 

[chuckywang]

What's a credit line?

 

[Mayfriday0529]

Originally posted by: chuckywang
What's a credit line?