Bait and switch... so annoying.

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DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,601
167
111
www.slatebrookfarm.com
If you can't afford to pay off the car in 3 years, you need to consider buying a car you can afford.

Fixed so the quote is accurate. If you're getting 0% for 5 years, why not extend the term?

edit: besides, Astronomer, everyone in ATOT can afford to pay cash for $50k vehicles, but just choose to extend the term with their 0% financing. So, I'm not sure who the "can't afford" applied to around here. :p
 
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cardiac

Platinum Member
Oct 9, 1999
2,082
14
81
Get over there and take a bunch of pictures of the signs with all the rebates, etc., and take it to your states AG....
 

Parasitic

Diamond Member
Aug 17, 2002
4,000
2
0
My parents bought a brand new Kia this summer and it has been in the shop 8 times because it wouldn't start/died on the highway. I wouldn't take one if you gave it to me (which is possible because here they do 2 for 1 specials every year).

And people still fall for that? Who the heck wants to buy 3 Kia's?
 

Proprioceptive

Golden Member
Feb 27, 2006
1,630
10
81
Oh sorry, I didn't realize we were talking only about shitty cars that dealers/manufacturers need to bribe you to buy.

Nissan is now offering 0% for 60 months on their Altimas... I guess the Altima has suddenly become shitty... oh, wait, and Honda... oh, and look! Lexus too!
 

AnonymouseUser

Diamond Member
May 14, 2003
9,943
107
106
They're not revealing a substitute product, they're offering the same product but with less appealing terms. That's not bait and switch, there's no "switch". Not that it matters, it's a minor technicality, but I'm a pedant.

The local Kia dealership runs an add on TV about their Kia Fortes and how you can get 0% APR at 60 months AND $2,000 in rebates. I figure that it's worth a look, but when I get there they inform me that apparently there was an "error" in the ad department and that 0% is only for 36 months

The bait and switch is on the financing, not the vehicle.
 

geno

Lifer
Dec 26, 1999
25,074
4
0
maybe you should think before you speak. some of us get 0% financing for five years.

What does that have to do with not getting upside-down on a loan? You can still be upside-down even if you're not paying any financing fees.
 

BoomerD

No Lifer
Feb 26, 2006
66,307
14,717
146
They're not revealing a substitute product, they're offering the same product but with less appealing terms. That's not bait and switch, there's no "switch". Not that it matters, it's a minor technicality, but I'm a pedant.

The bait & switch is on the switch in financing terms...not in the vehicle.

BTW, leave the baby ants alone you pedo...:p
 

Proprioceptive

Golden Member
Feb 27, 2006
1,630
10
81
Why would you buy a new Kia?

If you are going to buy a car that depreciates 50% in the first 3 years, I would buy a used one.

First of all, depreciation doesn't mean much to me considering the vehicle will be driven in to the ground. And as far as accidents if they were to occur, that is what GAP is for.

I go for the longest term with 0% because normally, if I have a 315 payment, I will pay 500 or 550. If there is a budget issue or unexpected expense in the month and I can't afford the higher payment, I can get away with the regular payment.
 
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sdifox

No Lifer
Sep 30, 2005
100,441
17,945
126
If you're paying off a car for 5 years, you need to consider buying a car you can afford.


Why wouldn't you take advantage of a 60 month 0 interest financing? I am making the assumption you are not hurting for money.
 
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Delita

Senior member
Jan 12, 2006
931
0
76
It really depends on what state you are in. Some states believe in limited government, and the "free market"
Lying in advertising, according to their philosphy, is none of the governments business. The free market will correct itself.



geez, I made myself lol when I typed that.

You really have no idea what you are talking about do you