Do you mean "hosting pics" as in the BBZZDD/Adul/Paulson type? I.E. able to handle the AT Effect? If so, then yeah, you need to be professionally hosted on a real connection.
But for basic FTP access, you just need (um, see my sig) a broadband connection at home and a Freeware FTP program.
My server is down until tomorrow (swapping out cases) but I have a basic fileserver/FTP on my cable connection. Most folks get a 35kb/s download from me, which ain't bad.
