- Oct 10, 2000
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Well, I been planning to buy a widescreen hdtv for a while now and have been shopping around online and at B/M stores. I strolled into a ghetto Circuit City and was looking around for the tv I wanted... it turns out it was on sale AND they offered a 24 month 0% interest on the purchase if it was made on their card.
Well, here's where it started getting ugly. I asked the salesperson how does the 0% finance work and she said I have to apply for the card. So I told her fine, I'll apply for the card only if I can put this purchase of the TV and stand on the card and get the 0% finance. She said no problem. I go apply, wait for approval, and come back to her. Time wasted during application: about 30 minutes. It could have taken only 5 minutes but the customer service rep with attention disorder deficit "forgot" about me until I reminded him about my card application. I get the approval, come back to the salesperson, tell her I want ONLY the TV and a STAND that is big enough for that TV. Time wasted here: another 30 mins for the salesperson to look around for the correct stand.
Then, when both the STAND AND TV were located and entered into the computer, the salesperson starts selling me the warrnty package, cables, and other accessories. I tell her I only want the TV AND STAND. She asks me again, "are you sure you don't want the performance warranty? That is an expensive TV!" For the 3rd time, I told her I only want the TV and stand. She finally gives up and starts entering my info and charge my newly acquired Circuit City credit card and my purchase gets DENIED!
At this point, I'm like wtf? I JUST OPENED this account. Salesperson calls over the store director and she checks my credit limit, which turns out to be only $1500. Then the salesperson TELLS the director "I tried to sell him the warranty and accesories, but he doesn't want it because his family comes from an engineering background and they can fix it themselves!" I explain to the store director that the whole point of me getting the credit card was so I can finance it at 0%. She tells me my limit is too low! Now, immediately after that, the salesperson takes off and tells 2nd salesperson to take over the sale. At this point, I packed up all my paperwork and told them I'm going to head off to a different store to purchase the TV and stand. Total time wasted during this fiasco: OVER 1.5 HOURS.
I head off to 2nd circuit city store, walk straight to a salesperson and tell him in a cocky manner that I only want that specific TV and that specific tv stand. He tries to sell me a warranty/accessory package and I immediately tell him you can try all you want, but I already made my mind on buying ONLY THE TV AND THE STAND. He enters my info, I give him my cc and I'm outta there in less than 10 minutes!
CLIFF NOTES VERSION:
1. I try to buy tv and stand on a new opened circuit city credit card but turns out limit was low and wasted over 90mins in store 1.
2. Packed up my stuff and left store 1 to go to store 2 and tell the salesperson specifically what I want and don't want.
3. Gave him my platinum plus card and got out of there in less than 15 mins.
MORAL OF THE STORY: Don't bother wasting time on the 0% interest offers.
Well, here's where it started getting ugly. I asked the salesperson how does the 0% finance work and she said I have to apply for the card. So I told her fine, I'll apply for the card only if I can put this purchase of the TV and stand on the card and get the 0% finance. She said no problem. I go apply, wait for approval, and come back to her. Time wasted during application: about 30 minutes. It could have taken only 5 minutes but the customer service rep with attention disorder deficit "forgot" about me until I reminded him about my card application. I get the approval, come back to the salesperson, tell her I want ONLY the TV and a STAND that is big enough for that TV. Time wasted here: another 30 mins for the salesperson to look around for the correct stand.
Then, when both the STAND AND TV were located and entered into the computer, the salesperson starts selling me the warrnty package, cables, and other accessories. I tell her I only want the TV AND STAND. She asks me again, "are you sure you don't want the performance warranty? That is an expensive TV!" For the 3rd time, I told her I only want the TV and stand. She finally gives up and starts entering my info and charge my newly acquired Circuit City credit card and my purchase gets DENIED!
At this point, I'm like wtf? I JUST OPENED this account. Salesperson calls over the store director and she checks my credit limit, which turns out to be only $1500. Then the salesperson TELLS the director "I tried to sell him the warranty and accesories, but he doesn't want it because his family comes from an engineering background and they can fix it themselves!" I explain to the store director that the whole point of me getting the credit card was so I can finance it at 0%. She tells me my limit is too low! Now, immediately after that, the salesperson takes off and tells 2nd salesperson to take over the sale. At this point, I packed up all my paperwork and told them I'm going to head off to a different store to purchase the TV and stand. Total time wasted during this fiasco: OVER 1.5 HOURS.
I head off to 2nd circuit city store, walk straight to a salesperson and tell him in a cocky manner that I only want that specific TV and that specific tv stand. He tries to sell me a warranty/accessory package and I immediately tell him you can try all you want, but I already made my mind on buying ONLY THE TV AND THE STAND. He enters my info, I give him my cc and I'm outta there in less than 10 minutes!
CLIFF NOTES VERSION:
1. I try to buy tv and stand on a new opened circuit city credit card but turns out limit was low and wasted over 90mins in store 1.
2. Packed up my stuff and left store 1 to go to store 2 and tell the salesperson specifically what I want and don't want.
3. Gave him my platinum plus card and got out of there in less than 15 mins.
MORAL OF THE STORY: Don't bother wasting time on the 0% interest offers.