Background or credit check......

[mackle]

I have a credit card...$600 is my limit....I've tried to apply for another with a higher limit but these companies would not approve my application......I don't why....Sure I still own the company $500 something in my credit card but I make my payments on time everytimes....I don't know that I have bad credit or something...I would like to ask you guys if any of you had gone through this before...Is there a cheap company that you used to check your credit....and If capable...is there a company to check your own background too....lol....I've done many illegal works (ie.spend too much time reading stuffs, buying too many stuffs-online specially, and asking too many questions).....muuhahahhahaha.....Thanks guys........

 

[tfinch2]

wtf

 

[Mojoed]

Well, here's a good place to start.

 

[sonz70]

Originally posted by: mackle
I have a credit card...$600 is my limit....I've tried to apply for another with a higher limit but these companies would not approve my application......I don't why....Sure I still own the company $500 something in my credit card but I make my payments on time everytimes....I don't know that I have bad credit or something...I would like to ask you guys if any of you had gone through this before...Is there a cheap company that you used to check your credit....and If capable...is there a company to check your own background too....lol....I've done many illegal works (ie.spend too much time reading stuffs, buying too many stuffs-online specially, and asking too many questions).....muuhahahhahaha.....Thanks guys........

Use one period, not 3, or 4 or 5 only just 1. Also one word "equifax"

 

[KarenMarie]

ok.. this might be har to explain thru this medium, but it credit ratings are based on more than just whether or not you make payments....

Think of it this way....

You have one card with a $1000. you owe $800.... that makes your ratio against your availl credit allowence 80%. Now, lets just say that you have TWO cards with $1,000. each and owe $800.00.. your ratio goes to 40% and that looks better to the credit card companies.

Go get a store card or two. Dont use them... just have them... if they give you $500.00 credit each, and you have two... then you owe $500.00 out of a credit availabilty of $1,600. as opposed to owing $500.00 on available credit of $600.00

I probably explained that poorly, and I hope you get what I mean.
🙂

edit: what do you mean by illegal?

 

[Landroval]

Hopefully you don't have a camera on your PC or they may have some of the pictures of you touching yourself, as well as a list of all your search queries in the report. In such a case, part of your score is also derived by size and other factors of hotness as determined by a panel of college-age women.

 

[akubi]

carrying a balance of $500+ on a $600 limit card will hurt your credit score.

 

[mackle]

Originally posted by: akubi
carrying a balance of $500+ on a $600 limit card will hurt your credit score.

Dang it.....Really? I thought more money I own them, the more interest they collect = good for them=good credit for me. But it's the other way...

Originally posted by: KarenMarie

edit: what do you mean by illegal?

I jointed an underground group....🙂 just kidding. I just want to see how I'm doing, just in case something comes up in the middle and I might not ready for it.

 

[Pepsi90919]

Dang it.....Really? I thought more money I own them, the more interest they collect = good for them=good credit for me. But it's the other way...

it's more like "why the hell can't he pay this sh1t off"

 

[gooseman]

Try here for a free copy of your credit report.