Auto loan from LendingTree

[paulney]

I want to see what kind of rates I can get on LendingTree. But they want my complete information including the purchase price of the vehicle before they show anything. I don't want a request about credit history to show up, plus I don't even know what the final sale price of a vehicle will be.

This is confusing. I want to get preapproval first, but they want a done deal from dealer in order to show me loan choices.

Ugh. Has anyone done it before?

Thanks.

 

[Baked]

Credit Union /thread

 

[Mill]

LendingTree is bullsh!t. If you want to get offers THEY WILL HAVE TO RUN YOUR CREDIT. That's a fact you are going to have to deal with whether you use lending tree, or get it done at the dealer.

 

[paulney]

Yeah, I have a credit union option lined up, but I thought maybe I could get a better deal from LendingTree. Apparently, not.

 

[Baked]

Credit Union will give the best rate.

 

[RossMAN]

My credit union did my loan in about 1 hour, no fees, low 3.99% APR and I was a happy campter.

 

[paulney]

The lowest I see now from my CU is 5.25%
The rates have gone up.

 

[RossMAN]

Originally posted by: paulney
The lowest I see now from my CU is 5.25%
The rates have gone up.

Makes sense my loan was in summer 2003.

 

[paulney]

On second glance, 3.75% is available but only for 36 mnths. Doing that can strain the budget a little. I'd rather do 48mnths, but that's 5.25%. We are putting almost 30% down.