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Auto insurance: What do you pay?

Mrpilot007

Mrpilot007

Senior member
I am in the Army Reserves so I am eligible for U.S.A.A. For the last year I have paid $64 a month for 2 cars, one with liability only and one with full coverage. The coverage is $100,000 and the deductable is $500. I just added a second car full coverage and now it is $120/month for all three. Anyone else get this low of insurance? The 3 cars are 1988 Taurus, liablity only, 1995 Nissan PU, Full, 1993 Geo Prism, Full.
I'm just curious.
 
We do the USAA thing at my house, too. $127 a month for two vehicles, full coverage, and $100 deductibles for both collision and other than collision. I think that's pretty good, certainly given that I keep the deductibles low.

A good thing to know about USAA, though, is that in case of a need for repair you are not entitled to original parts. If your Nissan P/U needs a new fender the body shop can pull one from a junkyard or buy some after-market fender made out of recycled Coors cans.

Not a big thing if you consider that that is the case with most insurers. USAA is certainly a good deal for anyone able to get it.
 
Originally posted by: PlasticJesus

A good thing to know about USAA, though, is that in case of a need for repair you are not entitled to original parts. If your Nissan P/U needs a new fender the body shop can pull one from a junkyard or buy some after-market fender made out of recycled Coors cans.
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Wow, can I use Coke cans instead? I wouldn't want the Coors to be on the outside 😛 😉
 
$1940/year

AAA, full coverage, 2002 Dodge Dakota, 24 year old male. 18,000 miles/year.

My premium is pretty much directly porportional to the miles I drive.
 
$381 every 3 months. This gives full coverage, ie. collision on the maxima, and only comprehensive on the sentra (liability and fire/theft). I have $250 deductibles and fairly high dollar coverages.
 
My wife and I have full coverage on a 2000 Mitsubishi Galant and 2003 Saturn Vue. We pay about $1100 a year, with a $500 deductable.
 
Originally posted by: Skoorb
Originally posted by: tgillitzr
330/month on a '99 Toyota Tacoma
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You freaking serious? A car payment just for insurance!? Man get a 93 sentra and get liability on it :Q
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That's nothing. I was going to get started with a '01 Civic. Financing it wasn't so bad, it was like $120 per month. NY insurance wanted $600/mo for full cover.
 
Originally posted by: Shiva112
233/month with progressive on a '01 prelude....can't wait to turn 25 🙁
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Don't have parents to help you insure it? If my pop didn't insure my truck I'd pay three grand a year for liability only! 🙁 Sucks to be 23.
 
Originally posted by: Down4U
Originally posted by: Shiva112
233/month with progressive on a '01 prelude....can't wait to turn 25 🙁
Click to expand...
Don't have parents to help you insure it? If my pop didn't insure my truck I'd pay three grand a year for liability only! 🙁 Sucks to be 23.
Click to expand...

they live in another state and no longer claim me as a dependent since I graduated and I'm working.
 
Originally posted by: Shiva112
Originally posted by: Down4U
Originally posted by: Shiva112
233/month with progressive on a '01 prelude....can't wait to turn 25 🙁
Click to expand...
Don't have parents to help you insure it? If my pop didn't insure my truck I'd pay three grand a year for liability only! 🙁 Sucks to be 23.
Click to expand...

they live in another state and no longer claim me as a dependent since I graduated and I'm working.
Click to expand...

Damn. Get together with someone older than 30.. Convince her into it. 😉
 
Before we sold my '95 Accord, we paid $130 a month for that and our '99 civic.

Bodily Injury @ 100k/300k
Property Damage @ 100k
UMBI @ 100k/300k
UMPD @ 50k
Comprehensive w/$100 Deductible
Collision w/$250 Deductible
Unlimited Towing
Rental Coverage @ $30/800

We just sold the Accord tho, and will be picking up our (FREE!) '96 Blazer next weekend. I got quotes to up our coverage levels to $250k/500k and it was $80 more a year or so.
 
Originally posted by: Down4U
Originally posted by: Shiva112
Originally posted by: Down4U
Originally posted by: Shiva112
233/month with progressive on a '01 prelude....can't wait to turn 25 🙁
Click to expand...
Don't have parents to help you insure it? If my pop didn't insure my truck I'd pay three grand a year for liability only! 🙁 Sucks to be 23.
Click to expand...

they live in another state and no longer claim me as a dependent since I graduated and I'm working.
Click to expand...

Damn. Get together with someone older than 30.. Convince her into it. 😉
Click to expand...

well my gf is about 1 1/2 years older...I told her we're getting married when she turns 25 🙂
 
I have 5 vehicles, 97 Caravan, 98 Dakota, 97 Chevy 3/4 PU, 2000 Hyundai that my daughter drives, 93 Cavalier that my other daughter drives, $3100 full coveragre etc thru Allstate, a year.
 
rolleye.gif
<sigh>
rolleye.gif


3 cars, about $2200/yr. Electric Insurance. They're online, similar to Geico, Progressive, and AMEX, only for me, a bit cheaper.

 
I have Geico.
I payed about $1300 for the last six months on one car, and nothing glamorous at that 🙂.. welcome to no-fault insurance... btw, can someone explain this to me? is it just for lazy cops or what?
I'm 21, but I'm married and have a son.
Edit:
That's full coverage, btw, with a $250 deductible, I believe....
 
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