Auto insurance shopping and credit

[archcommus]

So everytime you get a free quote from an agent they pull your credit, does this mean I shouldn't go from site to site and get four or five quotes to compare because of all the pulls that will put on my report?

 

[Lola]

it is true they use credit, but it will not show up like a cc inquiry would. It will not hurt your credit either. Do not worry about it.
We use credit in our quoting as well (as do almost ALL major companies!)

 

[archcommus]

So...is that that then? Definitive answer?

18 year old going on his own. I already got a quote from Geico awhile back. Who else do you recommend getting quotes from?

 

[archcommus]

Bump for the last question, who should I get quotes from first?

 

[archcommus]

Did some searches, seems a lot of people liked esurance, State Farm, and Progressive. So it's safe to get quotes from all three on the same day as LolaWiz said?

 

[akubi]

afaik, all credit pulls within x days (maybe even a month) by different insurance companies count as just one credit pull.

 

[archcommus]

Does the Minimum package from Progressive = liability only?

$163/month, ouch....

 

[archcommus]

About the same for esurance, however Progressive claimed State Farm's quote would only be around $74/month. However, when I tried to get a quote from State Farm myself, they wouldn't process it on their website because I haven't been licensed for three full years yet.