From a quick perusal of those articles the only question I would have is about the memory speed at the 5:4 ratio being DDR396. This test was of MAM not PAT, so I don't know if it matters, but at least some people have reported that PAT only works when memory is running at DDR400. At least what I saw Prometheus did not test the 5:4 ratio at a high enough FSB for the 5:4 ratio to give a memory speed over DDR400.
Probably not significant, I don't know how accurate the info about PAT requiring DDR400 is, and if MAM would have the same requirement.
Oh, the other thing is apparently the 3:2 ratio wasn't actually tested, I guess the assumption is that it would give the same results as 5:4 but it would be nice to see some actual evidence. So far the only analysis I've seen that compared 1:1, 5:4, and 3:2, was in Zroc's big post, which didn't address PAT in that part of his analysis. The interesting thing was his results indicated app. 2% penalty for 5:4 and 5% penalty for 3:2, as compared to 1:1, all at 200FSB. The important point to remember though is this penalty isn't necessarily because of any overhead associated with using a memory ratio, but could just be the fact that by using a ratio at the same FSB obviously the result is slower memory.(DDR333 and DDR266 as opposed to DDR400)
What would be interesting would be a comparison of say a 3.0c running at stock speed, 200FSB, 1:1 ratio giving DDR400 versus a 2.4c overclocked to 3.0g, 250FSB using 5:4 ratio also giving DDR400. In this case I would suspect that the increased FSB would outweigh any penalty from using a 5:4 ratio and actually perform better. Maybe such a test is out there and I've just overlooked it.
Anyway the reason this interests me is I read a lot of posts about 1:1 being much better than using 5:4 and 3:2, but I don't see much evidence that it's right.