Are those gas credit cards worth it?

[QueHuong]

Thinking of getting a Shell/Citi Mastercard that offers 7% for gas rebate and 1% rebate for everything else that will be applied for future gas at Shell. APR is pretty high, but we always pay the full amount every month. Worth getting one?

 

[gopunk]

well if you pay in full every month, i don't see how you can lose 🙂

 

[BuckNaked]

Originally posted by: gopunk
well if you pay in full every month, i don't see how you can lose 🙂

 

[DainBramaged]

Originally posted by: Buck_Naked

Originally posted by: gopunk
well if you pay in full every month, i don't see how you can lose 🙂

 

[Jombo]

getting something for free vs not getting that... what do you think?.

but there are other companies that offer gas rebates too. ie: freedom, or whatever the new name is from chase, works w/ every gas station, not just shell. and i also saw a aaa gas card that gave 5% back..

is the 7% promotional, or good for hte life of hte card?

 

Yes, if you use it for only gas and you never carry a balance, you can't go wrong.
I believe there is a way to piggy back certain cards with a AAA discount if you are a member.

 

[RossMAN]

Originally posted by: gopunk
well if you pay in full every month, i don't see how you can lose 🙂

Agreed.

Where did you see 7%?

Is that a promotional offer or forever?

http://www.866getshell.com/

 

[4ever21]

I think the gas cards are conveniant. I have a Chevron one and they are just nice to have when you just happen to be low on cash or haven't gotten paid yet. . .plus you can use it at their mini marts too. They are also fairly good credit builders, as long as you pay it off every month. I charge around $30 a month on mine and pay it off. Keeps me aware of how much I'm paying per month for gas. In other words, VERY HANDY! 😀