Originally posted by: Izusaga
Originally posted by: BigJ
Originally posted by: Izusaga
Originally posted by: BigJ
The only way you're going to get access to those records is if you go through your insurance company and have them handle it. The insurance company will put in the time and effort and have their legal department handle things.
My biggest concern with this was the fact that the officer writing the police report essentially (well.. as vaguely as possible without outright saying it) said it would be a very bad idea to try and file an insurance claim given the lack of any circumstantial evidence.
I'm trying to determine the best course of action that keeps me financially stable considering the immediate loss.
Worst case scenario, they deny your claim and you have to talk to a lawyer anyway. If you're completely honest (tell them that you believe it was an inside job, how you believe their system records ID#s when entering an area, etc) you may have a chance for the insurance company to go after these people.
I appreciate your advice, and I most definitely see the logic in what you are saying. I am simply attempting to ascertain if this information can indeed be gained. Knowing the American legal system and how basically anything is possible, I do not have the personal time nor finances to devote to ongoing litigation over insurance issues if the insurance company deems there is no proof, and in turn begins to investigate me for possible insurance fraud. To this end I want to be
damn sure that I can prove my case before I bring it to someone else, and am attempting to determine what other methods I can use to obtain these records.
The cold hard facts are if these records are indeed not kept and I have nothing to prove my claim, the insurance company may come after me to regain their financial loss for the investigation - as in my experience these organizations only care about themselves, not the customer. And any criminal inquiry on me will show on my next security clearance check and would be legitimate reason to terminate me from my position where I work. It would almost be more financially sound to me to simply take the hit and move on with life than it would be to open an investigation with no evidence..
