i recently ran a report on my fico credit score and its around the 550 mark. it used to be close to 700. anyhow the reason why it shot down so much is because i was 30 days late making a payment on one of my credit cards. now the thing is, i specifically set it up to automatically deduct the minimum amount from my bank account. for some reason, it wasn't doing that so 2 months later i get a call from chase telling me to make a payment soon, im like wtf.....i explained to her i set it up to deduct money from my account and she told me she wasn't seeing that on her end. so my bill went from $175 to $375 just for being 30 days late somehow.
is there anyway i can have this reversed? i dont give a sh!t about paying the extra 200 but i dont want this on my credit report. ive always had good credit until this screw up. its important to me because im about to purchase a new car soon.
is there anyway i can have this reversed? i dont give a sh!t about paying the extra 200 but i dont want this on my credit report. ive always had good credit until this screw up. its important to me because im about to purchase a new car soon.
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