Anyone here work in P&C Insurance? I used to be a CSR for an agency working with contractors and truckers, I have been out of that business for a couple of years but hope to get back into it in a similar position later this year.
Has anything changed in the industry, industry practices, etc? For example, have all the standard markets suddenly refused to write contractors or hit them with a $5,000 minimum premium, or no one will give the endorsements they need(additional insureds, subrogation waivers, etc)? Do agents(I mean the salesmen in this context, not the agencies as a whole) still place their accounts with the cheapest premium and then 2 months later when the client gets a job requiring certain endorsements it has to be remarketed?
Has anything changed in the industry, industry practices, etc? For example, have all the standard markets suddenly refused to write contractors or hit them with a $5,000 minimum premium, or no one will give the endorsements they need(additional insureds, subrogation waivers, etc)? Do agents(I mean the salesmen in this context, not the agencies as a whole) still place their accounts with the cheapest premium and then 2 months later when the client gets a job requiring certain endorsements it has to be remarketed?
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