Anyone took defensive driving course to reduce insurance?

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Epic Fail

Diamond Member
May 10, 2005
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How much did you pay for the course, do you think it is worth it?

Most of the insurance sites only ask if you took it in the last 3 years, do you have to keep taking it to get the benefit?
 

BassBomb

Diamond Member
Nov 25, 2005
8,392
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I took one mainly to get my main license faster (8 months instead of a 12) during my G1/learners period.
It did reduce the insurance a great deal on my parents cars (which I am covered under) the course cost about $400. The insurance hit for my parents was further reduced when I got my full license

edit: it wasnt exactly defensive driving, but just a drivers ed course
 

jRaskell

Member
Feb 6, 2006
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No. I took one just to keep my license. At that point, it had no impact on my insurance whatsoever.
 

SarcasticDwarf

Diamond Member
Jun 8, 2001
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I had to as a state employee, but state farm here in Montana at least does not give any discounts for it unless you are a senior citizen.
 

BW86

Lifer
Jul 20, 2004
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yeah i took one a few years ago.

Cost ~$40 and was like 6 hours long
 

rh71

No Lifer
Aug 28, 2001
52,765
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yes quite a few years back for $45. Signed the paper and left (yes cheated the system). Haven't done it again yet because it isn't all that convenient these days.
 

SoulAssassin

Diamond Member
Feb 1, 2001
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I've done the defensive driving and advanced class for an additional 5% discount. Took them as classes which are mostly a joke, run by state cops here in DE and once it was an hour and the other time it was 10 minutes. Another time took an online class which was 2 hours of mindless clicking, just make sure it is certified by your state/insurance company.
 
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