Anyone took defensive driving course to reduce insurance?

Discussion in 'The Garage' started by Epic Fail, Mar 23, 2009.

  1. Epic Fail

    Epic Fail Diamond Member

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    How much did you pay for the course, do you think it is worth it?

    Most of the insurance sites only ask if you took it in the last 3 years, do you have to keep taking it to get the benefit?
     
  2. BassBomb

    BassBomb Diamond Member

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    I took one mainly to get my main license faster (8 months instead of a 12) during my G1/learners period.
    It did reduce the insurance a great deal on my parents cars (which I am covered under) the course cost about $400. The insurance hit for my parents was further reduced when I got my full license

    edit: it wasnt exactly defensive driving, but just a drivers ed course
     
  3. DivideBYZero

    DivideBYZero Lifer

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    "Has anyone taken a"
     
  4. jRaskell

    jRaskell Member

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    No. I took one just to keep my license. At that point, it had no impact on my insurance whatsoever.
     
  5. SarcasticDwarf

    SarcasticDwarf Diamond Member

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    I had to as a state employee, but state farm here in Montana at least does not give any discounts for it unless you are a senior citizen.
     
  6. BW86

    BW86 Lifer

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    yeah i took one a few years ago.

    Cost ~$40 and was like 6 hours long
     
  7. rh71

    rh71 No Lifer

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    yes quite a few years back for $45. Signed the paper and left (yes cheated the system). Haven't done it again yet because it isn't all that convenient these days.
     
  8. SoulAssassin

    SoulAssassin Diamond Member

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    I've done the defensive driving and advanced class for an additional 5% discount. Took them as classes which are mostly a joke, run by state cops here in DE and once it was an hour and the other time it was 10 minutes. Another time took an online class which was 2 hours of mindless clicking, just make sure it is certified by your state/insurance company.