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Anyone pay for health insurance?

iamme

iamme

Lifer
anyone pay for their own health insurance? any particular companies?

what are you paying (if you don't mind me asking)?
 
I can't remember if I have blue cross or shield. I switch back and forth between the two depending on who has a good deal.

Self employed if it matters.
 
I know someone with blue cross, family of 4 and is paying $120 a month.

Doctor visits cost him $40 co pay.
Surgeries and Testing have a 20% deductable.

It's mostly for emergencies since the 20% deductable is high.
 
Originally posted by: iamme
anyone pay for their own health insurance? any particular companies?

what are you paying (if you don't mind me asking)?
Click to expand...


Self-Employed.

I'm on CIGNA's cheapest plan at $63/month. It's decent coverage and I almost never use it anyway. It's basically there for emergencies.
 
Originally posted by: CadetLee
Originally posted by: TheGoodGuy
Originally posted by: CadetLee
Originally posted by: PlatinumGold
Mega Health, i'm paying $550.00 / month for PPO family coverage.
Click to expand...

:Q
Click to expand...

:Q :Q :Q :Q :Q :Q!!!!!!!!!!!

I pay 50/ mo for my PPO through health net.
Click to expand...

$9.92/mo through my employer..I'm getting off easy. 🙂
Click to expand...

why do you guys think it is that MOST americans don't have adequate health coverage? because it's EXPENSIVE as hell unless you have an employer subsidizing you. i am self employed so that means i pay full cost of insurance. and believe me, $550.00 / month for a family of 5, PPO coverage is a pretty good price.
 
Originally posted by: PlatinumGold
Originally posted by: CadetLee
Originally posted by: TheGoodGuy
Originally posted by: CadetLee
Originally posted by: PlatinumGold
Mega Health, i'm paying $550.00 / month for PPO family coverage.
Click to expand...

:Q
Click to expand...

:Q :Q :Q :Q :Q :Q!!!!!!!!!!!

I pay 50/ mo for my PPO through health net.
Click to expand...

$9.92/mo through my employer..I'm getting off easy. 🙂
Click to expand...

why do you guys think it is that MOST americans don't have adequate health coverage? because it's EXPENSIVE as hell unless you have an employer subsidizing you. i am self employed so that means i pay full cost of insurance. and believe me, $550.00 / month for a family of 5, PPO coverage is a pretty good price.
Click to expand...

My moms employer pays almost $800 a month for our HMO.
 
I have a true business health plan through premera blue cross. A normal family health plan would be cheaper. The health plan I have would be similar to what a larger company would pay for their health plan. I pay for my family (4) and my parents (2) $2000 a month.

The reason a business health plan is more expensive is that they take in people with prior health conditions where as a normal family plan they can deny you based on prior health conditions.

-fk

edited to add a normal family health plan for my family only (4) would be about $450-550 a month.
 
$300/mo for my family through my employer, and they say they pay for most of it.

And I had to change doctors this year because the doctor I had been seeing for the last year belonged to a group that would have bumped my premium to $600/mo. The PPO readjusts system costs every year and last year my doctor's clinic went from the cheapest to the most expensive... A real shame since that guy knew a lot about me. I hear on the news all that forcing us to shop for doctors will make us better consumers of the medical industry, but it seems to me that it will just make me have poorer health care.

 
I paid for Kaiser (through family business) in Cali.

I've also paid for Group Health in WA as an individual - $180/month. I have to say, it's nice to be employed by a big company again.
 
I have looked into numerous health insurance plans but they all want to exclude existing health conditions, and most are between 400 to 600 dollars a month with outrageous deductibles and copays... there coverages are very limited and it almost doesnt seem worth it to me.
 
I've also checked out Blue Cross and they aren't too bad. But there are hundreds of possible plans so you have to try to narrow it down by what's most important to you.
 
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