Actually Outersquare, I'm happy that it's FWD, RWD will kill me here in the Northeast. It'd be better if it was AWD, perhaps when the Jaguar X-type comes out, it'll put some pressure on the other carmakers.
Anyway, you do know that the 2002 Acura 3.2 TL will have a Type-S option right? Acura's already tooling it's plants, beginning production in February and delivering the cars in late March early April. The reason the CL Type-S is killing you insurance wise is the 'coupe' designation. I'm not sure how much the Type-S on the TL will raise it's rates. But you can argue that you chose the TL Type-S for it's memory seats, 6 disc in dash changer, stabilization system and such...
By the way, the 2002 Acura TL, and TL Type-S is reskinned. Go check out
Acura-tl.com if you are seriously thinking of getting one, welcome to the family. =) Can't wait till I finally get behind the wheel of one, been waiting since last summer for the TL Type-S.
Anyway, 'coupes' are really inconvenient... and I sort of like the look of the TL over the CL, but that's just my tastes.