yep you go to arraignment and plea nolo contendre (no contest) and then ask for defensive driving. unless you do something really stupid (30+mph over, or run over kid in school zone doing 60) the judge will let you do that to defer the ticket. pay your court costs and take the defensive driving, unless you got nabbed by the DPS.
take the course within (usually 90 days) of arraignment, and turn it back into the court. its like a 6hr course. upon completetion, the ticket is wiped out from your public record and insurance doesnt know about it.