Anyone invest overseas?

[LuckyTaxi]

Bought some ETF shares in hong kong but looking elsewhere as well. Thinking of Europe but not sure which country in particular.

 

[GTaudiophile]

Deutschland

I am thinking about investing in some of their solar and wind energy companies.

 

[Descartes]

I have some real estate in India for investment purposes, but it's not exactly the most secure vehicle around There have been some outstanding returns on real estate in India for quite some time now though.

 

[LuckyTaxi]

Many of the articles I've read said to invest in Canada and Mexico. I think Germany would be my next target

 

[edtsui]

I have some projects in Nigeria that are suppose to have HUGE payoffs.

 

[Vonkhan]

India: real estate, software, telecom, retail stores

 

[DaveSimmons]

Vanguard stock index mutual funds, but nothing direct. Direct would be way too risky since I don't want to spend my time keeping track of the local conditions in other countries.

 

[maddogchen]

why a specific country? why not just buy the ETF for the world excluding US?

 

[alrocky]

Topic Title: Anyone invest overseas?

Vanguard Emerging Markets Stock Index Fund Investor Shares (VEIEX)
Vanguard FTSE All-World ex-US Index Fund Investor Shares (VFWIX)
Vanguard Developed Markets Index Fund (VDMIX) - equiv of I Fund in TSP

 

[maddogchen]

Originally posted by: alrocky
Topic Title: Anyone invest overseas?

Vanguard Emerging Markets Stock Index Fund Investor Shares (VEIEX)
Vanguard FTSE All-World ex-US Index Fund Investor Shares (VFWIX)
Vanguard Developed Markets Index Fund (VDMIX) - equiv of I Fund in TSP

i looked at VEIEX and VFWIX but didn't like those purchase and redemption fees.

 

[DaveSimmons]

If you buy and hold for years the purchase and redemption fees don't really matter. VEIEX has been a very good fund to own the last few years, and it's a good balance to US & development market holdings.

Yes, I'm a Vanguard fanboy

 

[alrocky]

Yes, they are nuisance fees to discourage short term trading and to minimize fund costs. If you hold these funds for the long term, those folks who trade more often will pay more fees into the fund which helps you. Anyway it's a lot better than paying a ~5% load and hopefully the fee % will eventually decrease or disappear altogether.

VEIEX:
The fund assesses a 0.5% fee ($5 per $1,000 invested) on purchases and redemptions. The fee is paid directly to the fund and therefore is not a load.

VFWIX:
The fund assesses a 0.25% fee ($2.50 per $1,000 invested) on purchases. The fund charges a 2% fee ($20 per $1,000 invested) on shares redeemed within two months of purchase. The fee is paid directly to the fund and therefore is not a load.

Alternative is to purchase the EFT versions:
Vanguard Emerging Markets ETF (VWO)
Vanguard FTSE All-World ex-US ETF (VEU)

 

[maddogchen]

But if you look at the Vanguard Total International Stock Index Fund (VGTSX) and look at their allocation:

Vanguard European Stock Index Fund 56.1%
Vanguard Pacific Stock Index Fund 24.8%
Vanguard Emerging Markets Stock Index Fund 19.1%

Wouldn't that be a cheaper way to get into VEIEX? you don't have to pay the purchase and redemption fees?

I took a look at the ETFs VEU and VWO. They interested me more especially VEU. Just have to build up enough money to buy it at once to minimize commission fees.

 

[Special K]

Originally posted by: alrocky
Topic Title: Anyone invest overseas?

Vanguard Emerging Markets Stock Index Fund Investor Shares (VEIEX)
Vanguard FTSE All-World ex-US Index Fund Investor Shares (VFWIX)
Vanguard Developed Markets Index Fund (VDMIX) - equiv of I Fund in TSP

Why would one choose those individual funds over the Vanguard Total International Market Index?

 

[DaveSimmons]

Originally posted by: maddogchen
But if you look at the Vanguard Total International Stock Index Fund (VGTSX) and look at their allocation:

Vanguard European Stock Index Fund 56.1%
Vanguard Pacific Stock Index Fund 24.8%
Vanguard Emerging Markets Stock Index Fund 19.1%

Wouldn't that be a cheaper way to get into VEIEX? you don't have to pay the purchase and redemption fees?

VGTSX is a good choice if you want all 3 funds and want them in roughly those %s.

 

[alrocky]

To clarify I am not suggesting that my choice is ideal, it's merely an answer to the OP's question of my international holdings. And its' designed around my federal Thrift Savings Plan. The International [~VDMIX] Fund in the TSP is my largest foreign holding. I selected VEIEX to complement it and VFWIX* in a taxable account.

Wouldn't (VGTSX) that be a cheaper way to get into VEIEX? you don't have to pay the purchase and redemption fees?

Yes, that is correct. FYI, VGTSX is a fund of funds and doesn't qualify for a Foreign Tax Credit. If you purchased all 3 funds separately that are in VGSTX, you'd get the FTC, can assign your own allocation and can re-balance as you see fit. Would it be worth it? Maybe. VGSTX is a fine one mutual fund solution for one's foreign holdings.

*I'm maxing out the TSP and wanted a foreign fund in a taxable account.

 

[imported_Lothar]

Already do for my mother.
PRLAX, VEURX, NTDOY, KMTUY, BHP, and MR.

 

[Jadow]

VWO, Vanguard Emerging Markets. ON FIRE

 

[Vageetasjn]

Another emerging markets etf is EEM from iShares. Looks like it tracks the same index as VEIEX.

 

[ponyo]

I've some Brazilian ADRs.

 

[LS20]

large holding in china (qxc_ and bit smaller in pan-pacific for me (ishares ..forgot exactr one_)

 

[ppdes]

I've had some VWO (Vanguard Emerging Markets ETF) for the past 7 months or so. I used Zecco so they didn't charge me for the trades.

 

[Pliablemoose]

The other thing to consider is purchasing companies with a lot of exposure overseas, typically large cap US companies...

 

[imported_Lothar]

Originally posted by: Naustica
I've some Brazilian ADRs.

Which ones?

 

[ponyo]

Originally posted by: Lothar

Originally posted by: Naustica
I've some Brazilian ADRs.

Which ones?

BRP, TMB, TSU. All telecom. All three pay small dividend.