I don't have one, but I was reading some reviews of online brokerage accounts awhile back (when I was considering opening one.) Schwab got rave reviews out of the 20 or so this article reviewed and came in 2nd I believe.
<< The quarterly charge for account values less than 50k sucks. >>
my account doesnt get charged. I have my Roth Ira there. I dont do many transactions with schwab but there website is good and they have good research tools.
I use them. They are great as far as customer service and questions go. Extremely friendly and very sharp. They are just super expensive compared to other stuff out there. You get what you pay for though. If you don't mind the loads and commission, by all means use them.
My first choice would be Goldman Sachs, but you gotta be pretty high up to get an account
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