Anyone here ever work for or know about Primerica?

platinumike

Platinum Member
Nov 18, 2004
2,114
3
0
They seem so shadey. I met this one fella at a job fair and although the place was near empty at the time, he wouldnt give me much details. He seemed enthusiastic about recruiting me, so I tried to find out more about the position, but he beat around the bush and handed me a pamphlet and a sign in sheet. Later he called me back wanting an interview, Im wondering has anyone here had success with this program as a full time college student? and what are the job duties?
 

platinumike

Platinum Member
Nov 18, 2004
2,114
3
0
I googled mml scam didnt see anything about primerica, I just need to know if this job will make fast money, or does it take a long time to build contacts and all that?
 

Dulanic

Diamond Member
Oct 27, 2000
9,965
590
136
Originally posted by: platinumike
They seem so shadey. I met this one fella at a job fair and although the place was near empty at the time, he wouldnt give me much details. He seemed enthusiastic about recruiting me, so I tried to find out more about the position, but he beat around the bush and handed me a pamphlet and a sign in sheet. Later he called me back wanting an interview, Im wondering has anyone here had success with this program as a full time college student? and what are the job duties?

BTW it's not an interview, I went myself once. It's a whole like seminar with about 40 people at it. They want you to pay to go any further once its done.
 

nakedfrog

No Lifer
Apr 3, 2001
61,908
17,651
136
Originally posted by: Dulanic
Originally posted by: platinumike
They seem so shadey. I met this one fella at a job fair and although the place was near empty at the time, he wouldnt give me much details. He seemed enthusiastic about recruiting me, so I tried to find out more about the position, but he beat around the bush and handed me a pamphlet and a sign in sheet. Later he called me back wanting an interview, Im wondering has anyone here had success with this program as a full time college student? and what are the job duties?

BTW it's not an interview, I went myself once. It's a whole like seminar with about 40 people at it. They want you to pay to go any further once its done.

Yeah, isn't it like a $199 fee for a "training session?"
You're selling insurance at a bad rate, from what I've heard. But mostly your goal is to recruit more people. This is all hearsay, of course, but I've heard nothing good.
 

DaveSimmons

Elite Member
Aug 12, 2001
40,730
670
126
Sell scamco knife sets instead. Then when you're despondent from losing hundreds of dollars and hours of time to the scam you at least have a way out.
 

bmacd

Lifer
Jan 15, 2001
10,869
1
0
i was also marketed into this. Guy called up my work, told me how great i was with customer service, yadda yadda yadda. He scheduled me an interview, only to google Primerica and read the horror stories. I should still have a post here on ATOT (probably archived) about primerica.

DON'T DO IT.

-=bmacd=-
 

EvilYoda

Lifer
Apr 1, 2001
21,198
9
81
Some say it's a "scam"...but I figure that if someone wants to buy what you're selling, it's fine. It's MLM at it's best/worst...you'll get out of it exactly what you put in. Some people don't mind what they'll have to do to move product, and they'll make 6 figures pretty quickly and easily. But for most people, it'll lose it's charm.

<--Never done it.
 

dwil

Golden Member
Oct 9, 1999
1,384
0
0
As long as you have friends and family rich enough / willing to support you by purchasing, it's great.
But if they could afford to support you with commisions, why not ask for the whole was of dough....

Pass on this one.
 

iamme

Lifer
Jul 21, 2001
21,058
3
0
it's multi-level marketing.

you sell a product to avoid being a pyramid scam (i.e. illegal), but spend most of your time recruiting people and promising them wealth. MOST of the people who sign up will quit and lose their initial investment. even knowing that most people will quit, you go around preaching like this is the best thing since sliced bread. if you're ok with that, i suppose it's ok.

not worth the time, imo.
 

Kaido

Elite Member & Kitchen Overlord
Feb 14, 2004
50,858
6,836
136
Originally posted by: platinumike
They seem so shadey. I met this one fella at a job fair and although the place was near empty at the time, he wouldnt give me much details. He seemed enthusiastic about recruiting me, so I tried to find out more about the position, but he beat around the bush and handed me a pamphlet and a sign in sheet. Later he called me back wanting an interview, Im wondering has anyone here had success with this program as a full time college student? and what are the job duties?

platinumike, my brother did this last year for about a year and made absolutely no money. Honestly, getting a job at McDonalds would be a better use of your time. Go for something steady.
 

BuMMiE

Senior member
Aug 21, 2002
290
0
0
Although Primerica is NOT a scam (It's under Citi), it'll take a lot of hard work and initiative to build up client base. I wouldn't recommend this as a job for a full time college student since it'll take several months to actually break even and start making money. Here's how you'll start off: First you need to pay about 100-200 to take a class to prepare you for one of three exams you'll need to take for licenses that you will have to obtain. Then you take the exam and pay about another 100 or so. I believe the routine is more or less the same for the other three. The reason why Primerica recruits so aggresively is because their risk factor is low (You pay for training, and everything you sell is their profit). Once you get the licenses, you can start your job. One of the main things that I didn't like was that you'll have to find your own clients. So that means you'll have to do financial planning and sell various types of insurances to your family members, friends, neighbors etc. Then if they are satisfied they will refer you to their friends, and so on. If you don't like doing financial work and don't like asking for referrals then this is definetely something you want to avoid like the plague.