Anyone here ever apply to Dell for financing?

[Mr N8]

Just wondering what their requirements are. I assume they aren't terribly strict, but one never knows.

If you knew your current credit score and what you were approved for, please post.

Thanks.

My wife could really use a new digicam, and I need a new laptop. Will be able to pay it off over 3 months, but I definitely need the camera before then.

Edit: Currently at 628 credit score.

 

[minendo]

Credit score is roughly 750 and I was approved for 3k.

 

[iamwiz82]

if you enjoy paying close to 25% interest

 

[Mr N8]

Originally posted by: iamwiz82
if you enjoy paying close to 25% interest

Hoping to qualify for 0% for 90, and get it paid off.

 

[minendo]

Originally posted by: MogulMonster

Originally posted by: iamwiz82
if you enjoy paying close to 25% interest

Hoping to qualify for 0% for 90, and get it paid off.

Exactly why I applied. Plus I also got an additional 10% off my order.

 

[C'DaleRider]

Originally posted by: iamwiz82
if you enjoy paying close to 25% interest

Don't know what our credit score is nor do we care...........we pay our bills promptly, aren't overextended, get aproved almost immediately on any purchase we choose to finance (within 5 min. on the motorcycle we bought last year....filled out the app, handed it to the salesman who said they'd fax it in tonight and it'd be tomorrow before they'd get an answer because it was after 5PM, but amazingly it returned approved before we could get out the door), and while we were approved for $5K from Dell, let me assure you it was no where near 25% interest quoted.

 

[RossMAN]

I applied 3 years ago and was approved for $5,000

 

[Nocturnal]

My gf applied a few months ago and was approved for a $1,500.00 line of credit. The last time we checked her credit score, which was a year ago, it was at 650 or somewhere along those lines.

 

[ElFenix]

its harder to get a good loan with dell than most other places. the reason is that if you default on a house or car loan in a year, well, the house and car are still worth quite a bit of money. you default on a computer in the year and the computer ain't worth sh!t. with a 628 you'd be lucky to get their worst offer.