Then you obviously have no idea how retail works. My managers won't give a damn about someone who yells at them, as long as they're calm and cool, we do what we can.
Refusing service that you would refuse to someone who speaks differently *IS* "giving a damn" because it changed your response.
Why the hell would we just believe some bum who walked off the street, bought a camera, and returned it the next day saying there was a block of wood in there? Think they haven't heard it before? Policy would be to tell them they're lying and are SOL.
Damn. I'm having a brain fart. There is some thing someone said about the customer always being something...-damn!
There is a VERY high chance that you are both the victims of fraud and that such a policy is wrong. That's rarely "policy" and, if it were, then you have no excuse for letting a sweet-talker get away with it and not an *understandably* upset individual/customer.
If you're calm and just want a replacement, then sure, as long as someone hasn't recognized you as doing it multiple times, you'll get it more than likely. If you're acting stupid as fuck and demanding stuff, we'll probably tell you to take it up with a higher power or maybe, if someone is feeling nice, offer a percentage off a replacement.
In other words, people who are understandably upset deserve to be made more upset and deserve to be driven to a competitor in the future?
I've seen managers with the exact same mind set as you. If I were THEIR boss, I'd fire them too. They are the ones that argued with me on the phone for hours refusing to honor Cicuit City's 110% price match because they couldn't do math or read/understand their own policy and thought I was trying to scam them over $2. They are the ones responsible for the "Verizon math" dabacle. Do you want to be scorned like the numerous people involved in "Verizon math?" Do you want YOUR company to be the subject of such ridicule?