Anyone else seeing their healthcare premiums skyrocket?

[Matt1970]

Oh and those 'government subsidies' aren't done until after the plan is chosen. A person picks there plan, which is not subsidized, and then they find out what types of credits they're eligible for.

Where did you get that info from? I believe you see the plans and subsides you qualify for and then you pick a plan.

 

[glenn1]

Yes, a majority of those 40 million do now have insurance including my cousin that was locked out and he thanked me, you and the President.

Not surprising that to you "locked out" means "someone else isn't paying for it." Mitt Romney and his 47% comment fits you perfectly.

 

[The Merg]

Mine goes up about 7-8% a year and I've been told it will be at least that this year. Of course, my salary only goes up about 3% a year.

- Merg

 

[Svnla]

Not skyrocketing but it is going up every year. No claim, nothing, just getting older.

 

[manimal]

ours dropped by 40 percent. Wife had to restructure her salary because things got so cheap and insurance was part of her compenasation package.

Peeps with large families have seen a drop while singletons have a seen an uptick.

 

[shira]

My employer pays $1600/month per employee for their policy. That doesn't seem very high at all.

But certainly if you were part of the young and healthy group that got away with paying for just catastrophic insurance prior to ACA, yes you have plenty to be angry about. All the young people who voted for Obama, well yes he decided to sell you out to help subsidize the baby boomers increasing costs by making you take a high deductible insurance policy you won't use much of (which is planned) and making you pay higher premiums for the non-service you were planning for anyway.

Your company pays $19,000 a year for a group policy per employee!!!? That seems way too high, even for a Rolls Royce policy.

Maybe you meant $160 a month, which seems way too low.

My company pays about $500 a month, with employees paying about $100. With my wife added, the company pays pays about $900 a month, and I pay about $300. My policy is for what would be considered halfway between a "gold" and "platinum" plan on the marketplace.

What people often overlook is that in group plans, where the premium paid by the company is the same for everyone, the premium paid for young employees heavily subsidizes the medical care consumed by old employees, making the same premium possible for old employees.

 

[IGBT]

it's designed to greatly increase when the obama leaves office. Higher premiums and much higher deductibles. It will be the most expensive "major medical" in the world. Elections Have Consequences.

 

[manimal]

it's designed to greatly increase when the obama leaves office. Higher premiums and much higher deductibles. It will be the most expensive "major medical" in the world. Elections Have Consequences.

your just stringing words together and think you have a point. Is this some sort of word jazz?

 

[ivwshane]

it's designed to greatly increase when the obama leaves office. Higher premiums and much higher deductibles. It will be the most expensive "major medical" in the world. Elections Have Consequences.

I guess we shall see. You've been right about everything else you've predicted so I'm sure you will be right again!

/S

 

[alcoholbob]

Your company pays $19,000 a year for a group policy per employee!!!? That seems way too high, even for a Rolls Royce policy.

Maybe you meant $160 a month, which seems way too low.

My company pays about $500 a month, with employees paying about $100. With my wife added, the company pays pays about $900 a month, and I pay about $300. My policy is for what would be considered halfway between a "gold" and "platinum" plan on the marketplace.

What people often overlook is that in group plans, where the premium paid by the company is the same for everyone, the premium paid for young employees heavily subsidizes the medical care consumed by old employees, making the same premium possible for old employees.

It's a no deductible policy and most of the employee's are in their 50s which is why the costs are high. $1600 is what we pay per employee, I know this because I've got buddies in accounting who actually do the payments so I see what we are paying.

 

[fskimospy]

it's designed to greatly increase when the obama leaves office. Higher premiums and much higher deductibles. It will be the most expensive "major medical" in the world. Elections Have Consequences.

That was very sneaky of obama to secretly craft a law in 2010 that would make premiums start to really climb two presidential elections later. I mean I'm pretty impressed.

You live in a very strange world.

 

[brianmanahan]

my 500$ deductible health plan is 10$ per month for a single person :awe:

 

[shortylickens]

Yes.

But its thru the school and who the hell knows if its cuz Obamacare?

 

[Engineer]

my 500$ deductible health plan is 10$ per month for a single person :awe:

Employer plan or something else?

 

[brianmanahan]

Employer plan or something else?

yeah, they pay like %90 of it, plus theres a discount for not smoking

 

[sportage]

Thanks Obama?
Thats retarded thinking.
My company actually had employee costs stay the same rate two years in a row.
THAT WAS A NEW ONE! And a shocker to everyone.
Usually under our employer insurance, costs raised EACH AND EVERY YEAR, and, seeking to keep costs down as much as possible, the company had to change providers nearly every year, or every other year. That was until these past few years.
Our costs stayed the same for two years THEN actually dropped 2% this year.
Co-pays stayed the same AND the insurance provider stayed the same. WOOT!!!
HaPpY DaNcE...

But thats not the big news....
Our company sent out letters stating that spouses which had been denied insurance due to pre-exisitings in the past, could and would now BE INSURED by simply re-applying.
Then the letter about kids to the age or 26 could also be covered under that employees plan.

THANKS OBAMACARE !!!!!
(Thread corrected. And thank you very much.)

I don't know your situation, but either you're feeding us bull, or your company is feeding YOU bull, or possibly both.

 

[bradley]

Americans are too short-sighted, self-absorbed, misinformed and disconnected from reality to see how much the arcane 'Rube Goldberg' ACA shafted the majority. Corporations win this round once again.

 

[John Connor]

We wouldn't have had all these cancellations and epic prices for insurance if we had straight up all American capitalistic competition with insurance. Why couldn't anyone buy insurance across state lines? Reform the system to include preexisting condtions. Not create a grabasstic government monstrosity. History has shown the government can't do shit right. Just look at the damn web site roll out!

Small countries can afford a national health care system, not this country and it WILL die. Or at least be reformed.

Best part of this bullshiit is it's enforced by the IRS which needs to be dibanded and have a flat tax. FUCK THE IRS!

Obozo lie #241: "If you like your doctor you can keep your doctor."

 

[John Connor]

http://www.forbes.com/sites/scottatlas/2012/10/11/what-do-actual-doctors-think-about-obamacare-now/

Last month, in answer to the question “Which of the following best describes your feelings about the ACA?” 55 percent of more than 3,000 doctors chose “repeal and replace” whereas 40 percent said “implement and improve” it.
But perhaps the most impressive statement of all is found in looking at the doctors’ voting intentions. Votes for Governor Romney trounced those for President Obama by 19 percentage points (55 to 36 percent), with only 5 percent undecided. Of the nearly 1,000 doctors calling themselves “independents,” 51 percent planned to vote for Mitt Romney, while 35 percent planned to vote for Barack Obama. Doctors – those “professionals who know the health care system best” – are overwhelmingly voting for the candidate who repeatedly vows to repeal ObamaCare.

It is also instructive to look back to the 2008 election. Of those doctors who voted for Obama in 2008, 15 percent now say they will abandon the president and vote for Governor Romney; another 5 percent of the former Obama voters are still undecided. Only 2 percent of those who voted for McCain plan to vote for Obama this time around. And for those former Obama voters who now plan to vote for Romney, what is the most common reason given for this switch? Specifically, the president’s health reform law.

 

[IndyColtsFan]

If you don't like it then start doing something about other than whining like a baby on an Internet board.

BWAHAHAHAHA -- I almost spit coffee all over the place. You accusing others of whining on an internet board is RICH. What a loser.

 

[Matt1970]

We wouldn't have had all these cancellations and epic prices for insurance if we had straight up all American capitalistic competition with insurance. Why couldn't anyone buy insurance across state lines? Reform the system to include preexisting condtions. Not create a grabasstic government monstrosity. History has shown the government can't do shit right. Just look at the damn web site roll out!

Small countries can afford a national health care system, not this country and it WILL die. Or at least be reformed.

Best part of this bullshiit is it's enforced by the IRS which needs to be dibanded and have a flat tax. FUCK THE IRS!

Obozo lie #241: "If you like your doctor you can keep your doctor."

Because that wouldn't have been a step towards 100% nationalization. That would have gotten government constraints out of the way and let insurance companies actually compete. We would start seeing the lizard say 15 minutes could save you 15% or more on your health insurance. The government has to create a need for a total takeover and the only way to do that is to break it first, in other words astronomical premium increases.

 

[Paul98]

I do not know what my employer pays, I am sure it's a lot. I'm just talking about my part of it.

So you have no clue how much you were paying or how much you are going to pay, gotya

 

[Paul98]

This is why we need to get rid of employer health plans all together, people have no clue what they are actually paying.

 

[Matt1970]

That was very sneaky of obama to secretly craft a law in 2010 that would make premiums start to really climb two presidential elections later. I mean I'm pretty impressed.

You live in a very strange world.

That makes sense to someone who doesn't realize most of the law didn't take effect immediately.

 

[WackyDan]

Yes, a majority of those 40 million do now have insurance

Wrong... They have access to insurance. Doesn't mean they have it. The numbers of previously uninsured that they signed up never made their targets for enrollment.