Anyone bought a car using Autotrader and Lending Tree?

Capone

Senior member
Jan 28, 2004
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Just wondering what the process is here. My car died Sunday so I've been looking at some vehicles on Autotrader. I see a lot of cars with higher prices on the window sticker, so I'm assuming the prices on autotrader are pretty much bottom line internet "deals". Now if I'm going to get a loan through Lending tree. It asks for their asking price and then the price I will be paying. So do I put the same amount in these two fields or should I ask the dealer for the window sticker price?

I've never had a loan before so what happens after I'm approved? How does the money get from the lender to the dealer?

Also I'd have to drive a little over an hour to get to the dealership so does it make sense to accept the loan before I go? I'm fairly certain that I'd buy it as long as there wasn't any problems. Would I be able to cancel it if there was a problem?

What other charges from the dealer am I going to have to pay ?