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Anybody want an ING savings account?

A

AMDPwred

Diamond Member
Earn 2.35% on your savings account. Leave your email here or PM me with it and I'll send you an invite.

You'll get $25 credited to your account this way.
 
SPAM...you get $25 for every person you sign-up....I advise you edit and remove all info before you get an extended time-out
 
Originally posted by: Brackis
SPAM...you get $25 for every person you sign-up....I advise you edit and remove all info before you get an extended time-out
Click to expand...

Actually, no. you get 25 for signing up through me, I get 10.
 
i keep it in my sig and haven't had a warning or even seen this as being wrong by forum standards
 
Originally posted by: AMDPwred
The interest is pretty good 😉
Click to expand...

Yes it is. How hard is it to get the money back OUT though? I can write an e-check and stick funds in all day long, how do I get the money out? Can i transfer back into my checking account, or do i have to wait for a check in the mail? Can i have a ATM card issued on the account to withdraw funds at ATM machines?
 
you just add an existing account to your profile. You can then transfer funds back and forth through the website.
 
Originally posted by: AMDPwred
you just add an existing account to your profile. You can then transfer funds back and forth through the website.
Click to expand...

So i have my checking account and my ING account, and can simply transfer back and forth between the two then? Whats the fees to do this? Does ING charge a fee to transfer funds into a checking account?
 
Originally posted by: Specop 007
Originally posted by: AMDPwred
The interest is pretty good 😉
Click to expand...

Yes it is. How hard is it to get the money back OUT though? I can write an e-check and stick funds in all day long, how do I get the money out? Can i transfer back into my checking account, or do i have to wait for a check in the mail? Can i have a ATM card issued on the account to withdraw funds at ATM machines?
Click to expand...

there are no brick and mortar banks. there are no checks. there are no atm cards... it is an internet bank. you link it to your bank account and transfer money back and forth that way. but it takes some time... i think the first deposit cannot be touched for like 10 days or so after it hits the ING account. After that... every deposit take like 3-5 days, iirc.

it is not meant to replace any banking service that allows you instant access to your $$$. it is great if you have some extra cash laying around every week or month and want a decent interest rate.

🙂

edit: there are no fees.

 
Originally posted by: KarenMarie
Originally posted by: Specop 007
Originally posted by: AMDPwred
The interest is pretty good 😉
Click to expand...

Yes it is. How hard is it to get the money back OUT though? I can write an e-check and stick funds in all day long, how do I get the money out? Can i transfer back into my checking account, or do i have to wait for a check in the mail? Can i have a ATM card issued on the account to withdraw funds at ATM machines?
Click to expand...

there are no brick and mortar banks. there are no checks. there are no atm cards... it is an internet bank. you link it to your bank account and transfer money back and forth that way. but it takes some time... i think the first deposit cannot be touched for like 10 days or so after it hits the ING account. After that... every deposit take like 3-5 days, iirc.

it is not meant to replace any banking service that allows you instant access to your $$$. it is great if you have some extra cash laying around every week or month and want a decent interest rate.

🙂
Click to expand...

Oh, i realize its not meant for instant access, I just like to know whats in a cave before i go wandering in you know? Especially when its my money we're dealing with. I wouldnt care if it takes 2 weeks to get the funds out, I just want to know that BEFORE signing up.
 
I have an ING account. No fees to move funds back and forth between the ING and your checking account, but it can take a few days to complete the transaction, and like any savings account there is a federally-imposed limit to the amount of wire withdrawals per month (it's intended as a savings account, of course). Also, there is a period of a few days before money that is deposited can be accessed again, so take that into account as well.

I agree, this thread does really belong in Hot Deals at the very least, where it would be one of several reposts... 🙂
 
Originally posted by: Specop 007
Originally posted by: KarenMarie
Originally posted by: Specop 007
Originally posted by: AMDPwred
The interest is pretty good 😉
Click to expand...

Yes it is. How hard is it to get the money back OUT though? I can write an e-check and stick funds in all day long, how do I get the money out? Can i transfer back into my checking account, or do i have to wait for a check in the mail? Can i have a ATM card issued on the account to withdraw funds at ATM machines?
Click to expand...

there are no brick and mortar banks. there are no checks. there are no atm cards... it is an internet bank. you link it to your bank account and transfer money back and forth that way. but it takes some time... i think the first deposit cannot be touched for like 10 days or so after it hits the ING account. After that... every deposit take like 3-5 days, iirc.

it is not meant to replace any banking service that allows you instant access to your $$$. it is great if you have some extra cash laying around every week or month and want a decent interest rate.

🙂
Click to expand...

Oh, i realize its not meant for instant access, I just like to know whats in a cave before i go wandering in you know? Especially when its my money we're dealing with. I wouldnt care if it takes 2 weeks to get the funds out, I just want to know that BEFORE signing up.
Click to expand...

Well, that is pretty much it. And there are not fees... i checked before opening an account.. and the bad things and complaints i have found it that most ppl dont read the fine print about how long it takes to get their money. and customer service is either phone or email.

but they are fsb, fdic and an equal housing lender for their other products.

When I opened my account, I did so with $25.00. I figured that was less than 1/2 of a night out in a bar with the b/f and all i was willing to take a chance on losing. it gave me a chance to see if there were any downsides. and with the exceptions of the time frames, i have not found any.

🙂

 
damn, i just opened one up today.. i should've waited.

has anyone tried their CD Account? how does the interest rate compare to other banks?
 
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