Any non US citizens have a credit card?

[monk3y]

If so... What company did you get one from? I was not able to get one through Bank of America because I'm not a permanent resident or citizen... I am an F-1 student that is working through OPT right now.

 

[z0mb13]

you dont have to be a citizen or PR to get a credit card...

I think the problem that you have is the lack of credit history

 

[csiro]

So long as you have a Social Security number, you should be able to get one. I don't think they'll ask for your residency status on the application.

 

[sniperruff]

co-worker who has working visa has credit cards and cell phone.

 

[icejunkie]

I'm not a permanent resident or citizen and I have an Amex Delta SkyMiles 😛

 

[BCYL]

I am not a US citizen and I have the Amex Blue Cash card...

 

[StageLeft]

Myself and co-workers, none of who are PR, all have credit cards. Credit is a problem at the start. I heard about a guy who was asked and simply lied, but I've never been asked, as it's not a requirement to get a CC.

I'm not sure how my co-workers started out, but I did with MBNA, by having them check my canadian credit history and using it to supplement my application for a US credit card. Once you get your foot in the door you can hit 700+ credit easily within a year.

 

[monk3y]

Originally posted by: z0mb13
you dont have to be a citizen or PR to get a credit card...

I think the problem that you have is the lack of credit history

Yeah that's definately what it is... But I think part of the problem is that I've had 2 Social Security numbers... one was given to me once I entered University mainly for ID purposes. 2 years ago I got a proper government issued Social Security number. My bank account was opened with my first University issued SS. I'm not sure if I ever changed that. I'm gonna have to go talk to someone at a bank. Thanks for the help everyone.

 

[StageLeft]

Yeah that's definately what it is... But I think part of the problem is that I've had 2 Social Security numbers... one was given to me once I entered University mainly for ID purposes. 2 years ago I got a proper government issued Social Security number.

What? Nobody should ever have two SS numbers unless the SS administration specifically gave one in a rare circumstance, like continual and habitual identity theft or something. I assume you're confusing a tax ID, which is not a social security number at all (and has no associated credit, but is also 9 digits) with a social security number, which comes on a card and says it's a social security number.

 

[monk3y]

Originally posted by: Skoorb

Yeah that's definately what it is... But I think part of the problem is that I've had 2 Social Security numbers... one was given to me once I entered University mainly for ID purposes. 2 years ago I got a proper government issued Social Security number.

What? Nobody should ever have two SS numbers unless the SS administration specifically gave one in a rare circumstance, like continual and habitual identity theft or something. I assume you've confusing a tax ID, which is not a social security number at all (and has no associated credit) with a social security number, which comes on a card and says it's a social security number.

One is not really a proper SS at all. It was simply given to me by the University to use ONLY in the University during testing, etc.

 

[StageLeft]

Originally posted by: InstincT

Originally posted by: Skoorb

Yeah that's definately what it is... But I think part of the problem is that I've had 2 Social Security numbers... one was given to me once I entered University mainly for ID purposes. 2 years ago I got a proper government issued Social Security number.

What? Nobody should ever have two SS numbers unless the SS administration specifically gave one in a rare circumstance, like continual and habitual identity theft or something. I assume you've confusing a tax ID, which is not a social security number at all (and has no associated credit) with a social security number, which comes on a card and says it's a social security number.

One is not really a proper SS at all. It was simply given to me by the University to use ONLY in the University during testing, etc.

Weird 🙂 Definitly get the bank using the right one! 😛

 

[UlricT]

I know F-1 students who use CC's to pay their way through school, and are eyeball-deep in debt because of it! I have kept to one credit card...

 

[LukFilm]

I got one from AMEX, applied for Blue for Students. Not sure how I got approved, but I got $2,100 CL. Now I have about 20 credit cards, all paid off in full every month.