As everyone else has stated, you can easily obtain a good 5.1 system for ~$200. Why get less functionality when 5.1 receivers are right at your price point? I have owned two Pioneer receivers and they both allow you to select which speakers you are using and which ones you aren't so you can get more power out of the ones that you are using. Also, if you're looking to use HDMI for audio, make sure that the receiver supports that. Many just use the HDMI ports as a pass through as a way to add extra HDMI ports to your TV.