Any cheaper options to get my credit score from the "big 3" instead of individually?

[blurredvision]

I'm wanting to know my credit score from all 3 credit bureau's, but was wondering if there was a cheaper option to get it from all 3 instead of paying them each individually. Would cost $21 total for each combined, maybe someone else offers it for around $15 or something?

Thanks.

 

[JohnCU]

myfico is $15.95 for each credit report, it's a bunch of stuff though and worth it

 

[Viper GTS]

The only score worth getting is from myfico.com.

It will cost you pushing $50 to do it but if you want scores that's where you need to go.

Viper GTS

 

[Kelvrick]

Do you need your score for anything in particular? I think its more worthwhile to get your credit report so you can actually see what entries make up "you."

For that, you can get them for free here: That is the only authorized site that definitely won't be charging you any bs fees.

<a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.com/cra/index.jsp</a>

EDIT: I find two of the pictures on that site hilarious. The upper right with the lady holding something against her cheek and the one on the right above how you can get scammed if you just google something.

 

[nanette1985]

You MUST know that Experion recently decided that consumers can't have access to their Ex. score - so don't pay for it, don't pay for all 3 because you will only get two.

 

[OCGuy]

I can do it for $13 but I doubt you want to give your information to Mr. ATOT stranger.

Just do it directly from the bureaus.

 

[blurredvision]

Originally posted by: Kelvrick
Do you need your score for anything in particular? I think its more worthwhile to get your credit report so you can actually see what entries make up "you."

For that, you can get them for free here: That is the only authorized site that definitely won't be charging you any bs fees.

<a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp"><a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.../cra/index.jsp</a></a>

Ya, I've already pulled all my credit reports from that site. I am thinking about getting a car soon, I was just curious about what my scores looked like. I've had shitty credit early on in my life, but I've recently gotten to where I have absolutely no bad marks anywhere on any of my reports, and I was hoping to see that magical 700+ score for the first time ever.

 

[olds]

Don't all of those "free" reports require a CC and for you to sign up for credit reporting?

 

[boomhower]

The reports are free but you pay for monthly credit monortoring, atleast that is the spin they put on it.

OP the only real score is your FICO score. All other scores you see advertised are absolutely useless and mean absolutely nothing. You can find 20% off coupons on the net with a simple google search.

Keep in mind most industries have specialized formulas that produce scores you cannot get, i.e. car industry, insurance, utilities. Even deeper than that individual companies have their own internal formula's. In short your FICO tell's you less than you may think, but is still good to know before trying to get financing for a big purchase. Keep in mind it is always best to just have a clean report and go from there with the score.

 

[FDF12389]

Originally posted by: peritusONE

Originally posted by: Kelvrick
Do you need your score for anything in particular? I think its more worthwhile to get your credit report so you can actually see what entries make up "you."

For that, you can get them for free here: That is the only authorized site that definitely won't be charging you any bs fees.

<a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp"><a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp"><a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcre............/index.jsp</a></a></a>

Ya, I've already pulled all my credit reports from that site. I am thinking about getting a car soon, I was just curious about what my scores looked like. I've had shitty credit early on in my life, but I've recently gotten to where I have absolutely no bad marks anywhere on any of my reports, and I was hoping to see that magical 700+ score for the first time ever.

700 is magical?

 

[Old Hippie]

Originally posted by: princess ida
You MUST know that Experion recently decided that consumers can't have access to their Ex. score - so don't pay for it, don't pay for all 3 because you will only get two.

I just learned this yesterday.

Pretty much a buncha crap on Experions part.

As of now, I have no way to access that score.

Isn't that just special? :roll:

 

[blurredvision]

Originally posted by: FDF12389

Originally posted by: peritusONE

Originally posted by: Kelvrick
Do you need your score for anything in particular? I think its more worthwhile to get your credit report so you can actually see what entries make up "you."

For that, you can get them for free here: That is the only authorized site that definitely won't be charging you any bs fees.

<a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.../cra/index.jsp"><a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp"><a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp"><a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcre............ex.jsp</a></a></a></a>

Ya, I've already pulled all my credit reports from that site. I am thinking about getting a car soon, I was just curious about what my scores looked like. I've had shitty credit early on in my life, but I've recently gotten to where I have absolutely no bad marks anywhere on any of my reports, and I was hoping to see that magical 700+ score for the first time ever.

700 is magical?

To me, yes. Baby steps.