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Any cheap good Moped insurance companies?

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Andrew1990

Andrew1990

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Well spring is coming up and I am hoping to get my moped on the street. It is a rather old moped from 1976 and I drove it around this summer without a license or insurance as it looks more like a bike then a moped.

I want to get it street legal so I will need insurance. Its stats are

Year: 1976
CCs: 49
Model: Velosolex S4600
Value: $450
State: Illinois
Legal Document Status: Currently registered to the state as a .75hp Motor Bike
I still need to transfer the title under my name
Still needs state plates
My Status: Getting my license in a week or two, 18 years of age, no previous traffic violations, Still in school

Now, as the value of this thing is not much and I cant really cause much damage with it, I think all I really would need is liability insurance. I will only be taking it locally as well.

Does anyone know of a very cheap moped insurance company that will insure me with liability? I went to progressive and Gecko and they really only have a tab list for motorcycle and ATV so I went under there and chose 49CC.

Progressive's 12Month Annual Rate was $85. Does that mean $85 per year or $85 per month? I never bought insurance so this is all kind of new to me.
 
Originally posted by: Sawyer
Annual is for a year

And LOL@mopeds and scooters
Click to expand...

Sweet, for $85 a year that is a lot better than I thought. I thought it would be like $40 a month for me lol.

Also this thing is pretty fun to drive around. Also I wont be crying when gas shoots back up. I average 190 miles per gallon on this thing. I spent a total of $7 this summer on gas, and I still have $4 of it stored in my shed.
 
Originally posted by: dougp
I know here in TX you don't need a Motorcycle license or insurance for anything under 50cc.
Click to expand...

I wish I was down there. Illinois is pretty strict with moped, even under 50CC ones. You gotta have license, Insurance, Valid Title, Plates, and then there are off limit areas for them.

I still love them though. Not Illinois, the mopeds. 🙂
 
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