Yep, but completely coincidentally the countries whose governments reformed their health care have been paying significantly less money out of pocket for better health outcomes, while we've been waiting for the citizens to individually reform it.
Yet, thus far, health care reform has been a name to what has yet to result in much reform of actual health care. Over and over again, good science shows that many drugs are less effective than vitamins and minerals, and/or avoiding certain chemicals in food
(from tartrazine to gluten), for many common diseases and disorders. Over and over again, basic exercise and diet changes, and supplementation, show greater improvements for chronic diseases, which end up costing tons of money later on, than drugs. Over and over again, stressful home and work life show themselves to be slowly killing people
(expensive, painful, and preventable). Nothing against drugs where useful
(most of our problems are all diet and lifestyle, but there is a significant minority that aren't), but we are far too addicted to fixing the superficial, as though the most obvious symptoms are all that mater
(and, to far too many, they are).
So, in policy, they are taking care of rescinding coverage, pre-existing conditions, and so on
(not that these aren't problems, but fixing them by force is not going to make insurance cheaper, since the payment pool will include more risk). The mountains of regulations, CYA, and generally glossing over the simple matter that health care has needlessly become too expensive, too ineffective,
and that health care itself has become a profit center for third parties, does little to change why it is so expensive, and why our health is generally so poor. This inevitably encourages poor quality, but fast, diagnoses and treatment, and discourages taking time to do things right.
We need fundamental paradigm changes, and it's not happening.