Annoying situation with old employer

BigToque

Lifer
Oct 10, 1999
11,700
0
76
I just took a new job and my old employer did not deposit my last paycheque (direct deposit) and I've got a car payment that comes out automatically the day after payday.

With no money in the account (I always transfer the money out and use a different account for spending), I got hit with NSF fees (totaling $75) from the bank and from the company giving me my can loan.

Would it be unreasonable to ask for reimbursment from my old employer? I still haven't received my paycheque.


Update:

They don't even mail you your last cheque. You have to go pick it up and sign off as no longer working for them.

Would have been great if they bothered to mention that in the weeks leading up to my final shift. It would have just been sitting there for weeks or months if I didn't find out about the missed car payment. Ridiculous.

(Just as an FYI, this is one of the worst companies I've ever worked for - so poorly run)
 

mh47g

Senior member
May 25, 2007
741
0
0
Originally posted by: BigToque
I just took a new job and my old employer did not deposit my last paycheque (direct deposit) and I've got a car payment that comes out automatically the day after payday.

With no money in the account (I always transfer the money out and use a different account for spending), I got hit with NSF fees (totaling $75) from the bank and from the company giving me my can loan.

Would it be unreasonable to ask for reimbursment from my old employer? I still haven't received my paycheque.

It wouldn't be unreasonable, but good luck getting it.
 

GasX

Lifer
Feb 8, 2001
29,033
6
81
Depends on your relationship with them. Kind of irresponsible for you to not have money in your account when you write a check, but it was a reasonable assumption that your last paycheck would be paid to you...
 

radioouman

Diamond Member
Nov 4, 2002
8,632
0
0
I can see where you are coming from, but you really need a buffer in your account so things like this don't happen.
I doubt that they will pay for the NSF fee, but they do owe you your last paycheck.
 

pontifex

Lifer
Dec 5, 2000
43,804
46
91
i would think it would be unreasonable.
you can't rely on stuff like that. i mean, most of the time it might be ok, but what if they run into problems? and aren't last paychecks usually a little late anyway because of all the stuff they have to do with removing you as an employee?

 

BigToque

Lifer
Oct 10, 1999
11,700
0
76
Originally posted by: Mwilding
Depends on your relationship with them. Kind of irresponsible for you to not have money in your account when you write a check, but it was a reasonable assumption that your last paycheck would be paid to you...

Well, I don't write a cheque for the car loan, it gets withdrawn automatically.

I've since called the bank and asked to have overdraft protection on my account. A $5 charge is better than $75.
 

BigToque

Lifer
Oct 10, 1999
11,700
0
76
Originally posted by: pontifex
i would think it would be unreasonable.
you can't rely on stuff like that. i mean, most of the time it might be ok, but what if they run into problems? and aren't last paychecks usually a little late anyway because of all the stuff they have to do with removing you as an employee?

I guess it was wrong of me to just assume I would still be paid through direct deposit, but at the same time, they didn't mention they would be mailing the cheque either.
 
Nov 7, 2000
16,403
3
81
my last paycheck was mailed, not direct deposit (since at the time it is issued i was no longer an employee i assume)
 
Nov 7, 2000
16,403
3
81
oh, and no chance they give you money for it. its your responsibility to make sure you can make your payment.
 

Xavier434

Lifer
Oct 14, 2002
10,373
1
0
Originally posted by: BigToque
Originally posted by: pontifex
i would think it would be unreasonable.
you can't rely on stuff like that. i mean, most of the time it might be ok, but what if they run into problems? and aren't last paychecks usually a little late anyway because of all the stuff they have to do with removing you as an employee?

I guess it was wrong of me to just assume I would still be paid through direct deposit, but at the same time, they didn't mention they would be mailing the cheque either.

They really were not obligated to tell you it would be mailed. My past employers never told me either. You situation sucks and if you want to hassle them to reimburse you then you can try, but I think you would be better off just biting the bullet and use this as a learning experience.

Automatic withdrawals are dumb anyways. Considering how simple online bill pay is through your bank, it really doesn't benefit you to choose automatic bill pay because every once in a while this kind of crap will happen to you for one reason or another.
 

Juddog

Diamond Member
Dec 11, 2006
7,851
6
81
I seriously doubt you will be able to get them to pay the NSF fees. Mailing the last check is considered common practice.
 

BigToque

Lifer
Oct 10, 1999
11,700
0
76
Update:

They don't even mail you your last cheque. You have to go pick it up and sign off as no longer working for them.

Would have been great if they bothered to mention that in the weeks leading up to my final shift. It would have just been sitting there for weeks or months if I didn't find out about the missed car payment. Ridiculous.

(Just as an FYI, this is one of the worst companies I've ever worked for - so poorly run)
 

BoomerD

No Lifer
Feb 26, 2006
66,432
14,840
146
Since the OP is apparently a Canuck, this doesn't apply to him, but for youse Kahleeforneeyans, the LAW requires a company to pay you in person on the spot if you're laid off or fired, and they are responsible for one day's pay for every day you have to wait for that final paycheck. If they mail it, they are still responsible for the delays in the mail system.
(I've cashed in a couple of times for this, as well as collecting many times for other employees when I was a business agent.)

BTW, many other states have similar laws to prevent employers from screwing you over with your final check.

If you QUIT however, the laws are a bit different. In Kahleeforneeya, they have to have your check available for pick up within 96 hours. Some states make you wait until the next scheduled payday.
 

Xavier434

Lifer
Oct 14, 2002
10,373
1
0
Just saw your update. I feel that is pushing the limit and is unprofessional. They should have informed you.
 

smack Down

Diamond Member
Sep 10, 2005
4,507
0
0
If you really want to fuck with them don't sign their paperwork. Then if they refuse to give your check you can easily sue and win extra.
 

BigToque

Lifer
Oct 10, 1999
11,700
0
76
Originally posted by: smack Down
If you really want to fuck with them don't sign their paperwork. Then if they refuse to give your check you can easily sue and win extra.

I'd rather have a reference than a few extra bucks in my wallet...
 

jiggahertz

Golden Member
Apr 7, 2005
1,532
0
76
Banks may waive the first NSF fee as a courtesy - possibly the company handling your car loan too.
 

smack Down

Diamond Member
Sep 10, 2005
4,507
0
0
Originally posted by: BigToque
Originally posted by: smack Down
If you really want to fuck with them don't sign their paperwork. Then if they refuse to give your check you can easily sue and win extra.

I'd rather have a reference than a few extra bucks in my wallet...

That is when you have a friend make a fake call to the old employer and ask for a reference. If he says anything bad you get to sue again for slander.
 

BigToque

Lifer
Oct 10, 1999
11,700
0
76
Originally posted by: smack Down
Originally posted by: BigToque
Originally posted by: smack Down
If you really want to fuck with them don't sign their paperwork. Then if they refuse to give your check you can easily sue and win extra.

I'd rather have a reference than a few extra bucks in my wallet...

That is when you have a friend make a fake call to the old employer and ask for a reference. If he says anything bad you get to sue again for slander.

hahaha