- Aug 1, 2005
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Last night my son drove into an intersection where the opposing driver had a green yield light in their left turn lane while my son's opposing direction had a green light.
The lady told me on the phone that she had punched it to try to get out of his way but he still ended up clipping her right rear bumper with our right front bumper area. She also said that she didn't think to be reporting it to the insurance company would be a good idea given how little damage was done to her car.
She pointed out that most of the damage was on our car and it had mainly just hit her bumper last night when we spoke. Today my estimate was $1060 and my appointment for the body work isn't until 12-29.
I don't really don't want to report it, but our deductible is only $250 and that's an $810 difference. I called her and offered to split the difference and requested a payment of $400 to call it even. When she balked at that I said that I could go as far as saying that we had a $500 deductible so the difference $560 so I asked for $280.
Then she starts going on about how she might have $1,000 damage to her car and what about that. I said that she should compare estimates and each pay half of the other's (which is really clutching at straws) and she agreed to that.
This lady says she shouldn't really have to pay anything because there were no witnesses. She has changed what color of light she had three times since last night. Originally she accused my son of driving through a red light because she had a green arrow. Then she said how she had "punched it" to get out of his way.
Somehow I think I'm out $1060 and screwed unless I report it. My son had an accident just about 3 years ago where he was ticketed as being at fault, but in this case there was no ticket issued. Oregon is a no-fault insurance state and accidents less than $1,500 don't have to be filed with the police.
The lady told me on the phone that she had punched it to try to get out of his way but he still ended up clipping her right rear bumper with our right front bumper area. She also said that she didn't think to be reporting it to the insurance company would be a good idea given how little damage was done to her car.
She pointed out that most of the damage was on our car and it had mainly just hit her bumper last night when we spoke. Today my estimate was $1060 and my appointment for the body work isn't until 12-29.
I don't really don't want to report it, but our deductible is only $250 and that's an $810 difference. I called her and offered to split the difference and requested a payment of $400 to call it even. When she balked at that I said that I could go as far as saying that we had a $500 deductible so the difference $560 so I asked for $280.
Then she starts going on about how she might have $1,000 damage to her car and what about that. I said that she should compare estimates and each pay half of the other's (which is really clutching at straws) and she agreed to that.
This lady says she shouldn't really have to pay anything because there were no witnesses. She has changed what color of light she had three times since last night. Originally she accused my son of driving through a red light because she had a green arrow. Then she said how she had "punched it" to get out of his way.
Somehow I think I'm out $1060 and screwed unless I report it. My son had an accident just about 3 years ago where he was ticketed as being at fault, but in this case there was no ticket issued. Oregon is a no-fault insurance state and accidents less than $1,500 don't have to be filed with the police.