Ah, the girlfriend doesnt seem to understand the concept of saving money

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K

krunchykrome

Lifer
Dec 28, 2003
13,413
1
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Now, she's two years older than me. She has her BS and her Masters and she's a physical therpist making $50K+ per year. I have one semester left of undergrad before I get my BS in Accounting. Right now, Im an intern at a large corporation and Im paid $14 an hour.

Can you see where this is going?

Last night, we go out to dinner. This Friday, she wants to go out to dinner. Next week, she wants to book a reservation at a nice restaurant. This weekend, she wants to rent a hotel room for the night and dissapear for the weekend like a mini vacation. Two weeks from now, we're going to Chicago for 4 nights.

I just want to save some frickin money.

That's all.
 
mugs

mugs

Lifer
Apr 29, 2003
48,920
46
91
What kind of area do you live in? I mean is $50k a lot of money there? Does she live with her parents or in an apartment? The eating out isn't too bad, but the hotel room just for the hell of it seems kind of wasteful.
 
iamwiz82

iamwiz82

Lifer
Jan 10, 2001
30,772
13
81
Things will not last for you two if you don't start making compromises and at least talk it out.
 
Fingolfin269

Fingolfin269

Lifer
Feb 28, 2003
17,948
33
91
Didn't you know that accountants are supposed to marry/date people who have no income so as to have total control of the money?
 
Ktulu

Ktulu

Diamond Member
Dec 16, 2000
4,354
0
0
She's got the money and the punani, i suggest you shut up and enjoy the ride.
 
A

aswedc

Diamond Member
Oct 25, 2000
3,543
0
76
I see no problem with living it up now. You're going to double your salary in a year or two right? Save some then. Besides, if she makes the money, it's her decision.
 
I

Ilmater

Diamond Member
Jun 13, 2002
7,516
1
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Um.... have you ever met women?

First, get the hotel and enjoy yourself. Then, if she won't cut back on the spending, dump her. She'll come running back, offering to pay for everything, or she won't, and you'll have more money. Either way you come out ahead.
 
S

skrilla

Senior member
Oct 22, 2004
833
0
71
How do you split these bills? Is she paying for the reservations, mini-vacations, etc.?

I guess she can pretty much do as she pleases, she makes decent money, but to expect you to keep throwing your cash toward this stuff isn't right.
 
I

Ilmater

Diamond Member
Jun 13, 2002
7,516
1
0
Originally posted by: aswedc
I see no problem with living it up now. You're going to double your salary in a year or two right? Save some then. Besides, if she makes the money, it's her decision.
Click to expand...
This is awful advice. Do not build up debt.
 
W

wfbberzerker

Lifer
Apr 12, 2001
10,423
0
0
Originally posted by: Ilmater
Originally posted by: aswedc
I see no problem with living it up now. You're going to double your salary in a year or two right? Save some then. Besides, if she makes the money, it's her decision.
Click to expand...
This is awful advice. Do not build up debt.
Click to expand...

well he's not necesarily building up debt, just spending more than he'd like to.
 
K

krunchykrome

Lifer
Dec 28, 2003
13,413
1
0
Here's the situation. We both live at home. Im still in school, and she just entered the professional work force less than a year ago. She's in the process of saving/preparing to buy a house. How, with all of her spending? I don't know. But with her parents help, it will definetly happen. They bought her a TSX when she finished college. We've been together for about a year and a half. We usually split the bills, meaning, sometimes she pays for things, and sometimes I pay for things. She understands that I dont make money yet, and I have no problem with her paying for things. But it has always seemed as though we just spend too much. Too much income, not enough bills, maybe, but I still want to save more money.

I plan on popping the question and getting engaged next year with her. In the mean time, Im trying to save more money to buy her a ring bigger than .5 carats. LOL Not to mention I will be needing a new or used car when I graduate considering my car now has over 200K miles (2nd engine, soon to be 2nd clutch), not to mention I want more in my savings account as a financial cushion. If we move in together in a year, we'll have a combined gross of 100K and we can spend all we want within budget. But for now, it seems everytime I try to transfer a decent amount to my ING, we have somewhere to go for the weekend or somewhere to spend mroe money.
 
Fingolfin269

Fingolfin269

Lifer
Feb 28, 2003
17,948
33
91
Umm, so she has no car payment and she lives at home so she does not pay rent? I'll bet she also has no student loans.

No wonder she is blowing a lot of money. :p
 
Squisher

Squisher

Lifer
Aug 17, 2000
21,204
66
91
Budget, budget, budget.

Get her to see the need for one and work one out with her.

Detail everything to the n-th degree, entertainment and recreation will be on there.

 
Z

z42

Senior member
Apr 22, 2006
465
0
0
Good luck man.

Sounds from your description of her parents/car situation that she is still in "princess mode" and expects to get whatever she wants and not have to pay for it. Part of growing up is learning to live within your means and still enjoy your life. You should be wary of warning signs here; only you know her well enough to decide if she can still be happy and responsible at the same time.

Don't be too harsh on her though, she just hasn't realized yet that life is expensive. She is making decent money and still living at home, of course she has lots of cash to blow. I agree with the others who said that you should talk about it. Suze Orman has some great resources on the web (on MSNMoney I think). I think it would be a good idea for her to get a realistic idea of how much a mortgage will be in your area, and put away that amount each month toward the downpayment. You two should also talk to your parents about what monthly bills you will be looking forward to regarding utilities, etc.

On the other hand, both of you went through a lot of schooling and will be working hard so that you can enjoy the money you make. Both extremes can be bad.
 
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