After only 3 years of marriage

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Geekling

Senior member
Jun 24, 2004
682
0
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We have tried many times to work it out. But it just wasn't meant to be. We were and still are young(we are only 23) and just kinda rushed into it.

Any suggestions or advice from the people who have been thru this?

We are agreeing on everything. So the divorce shouldn't cost that much. We won't need any lawyers and such. But she doesn't make that much money. So I'll probably end up taking most of it. I'm not sure if I can afford it tho. I was thinking I might have to file bankruptcy. If thats even an option.

This really sucks.
 
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alien42

Lifer
Nov 28, 2004
12,869
3,299
136
why would you need to file bankrupcy? i am pretty sure a divorce will only cost a few hundred at the most if you guys agree on everything.
 
Afrotech

Afrotech

Senior member
Aug 3, 2004
368
0
76
Originally posted by: Geekling
We are agreeing on everything. So the divorce shouldn't cost that much. We won't need any lawyers and such. But she doesn't make that much money. So I'll probably end up taking most of it. I'm not sure if I can afford it tho. I was thinking I might have to file bankruptcy. If thats even an option.
Click to expand...

I guess I really don't understand this.... she doesn't make that much money but you will have to file bankruptcy? Can you explain this? I'm lost...
 
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Zysoclaplem

Diamond Member
Sep 26, 2003
8,799
0
0
Well, it's not so bad if you don't have kids. People change, and feelings change. It's much simpler when children aren't involved.
 
GasX

GasX

Lifer
Feb 8, 2001
29,033
6
81
Originally posted by: Afrotech
Originally posted by: Geekling
We are agreeing on everything. So the divorce shouldn't cost that much. We won't need any lawyers and such. But she doesn't make that much money. So I'll probably end up taking most of it. I'm not sure if I can afford it tho. I was thinking I might have to file bankruptcy. If thats even an option.
Click to expand...

I guess I really don't understand this.... she doesn't make that much money but you will have to file bankruptcy? Can you explain this? I'm lost...
Click to expand...
Yeah, you make no sense. what does "taking most of it" mean?
 
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Zysoclaplem

Diamond Member
Sep 26, 2003
8,799
0
0
Originally posted by: Afrotech
Originally posted by: Geekling
We are agreeing on everything. So the divorce shouldn't cost that much. We won't need any lawyers and such. But she doesn't make that much money. So I'll probably end up taking most of it. I'm not sure if I can afford it tho. I was thinking I might have to file bankruptcy. If thats even an option.
Click to expand...

I guess I really don't understand this.... she doesn't make that much money but you will have to file bankruptcy? Can you explain this? I'm lost...
Click to expand...

She will be able to get 50% or more of everything they had aquired while married. And also alimony, correct?
 
Safeway

Safeway

Lifer
Jun 22, 2004
12,075
11
81
It's broken english/grammar. He is saying that since she doesn't make much, he will take the bill! Meaning he will pay for it all.

At least you guys are on good terms, and without kids.

Goodluck and godspeed.
 
jonnyGURU

jonnyGURU

Moderator <BR> Power Supplies
Moderator
Oct 30, 1999
11,815
104
106
Are talking about taking property and the payments that go with it? If you can afford it now with both incomes and can't with only your income THEN SELL THE STUFF!!! (House, car, etc.)

You're not going to be able to file bankruptcy because you CAN afford it now, you have equity in the property. Owe on a car? They'll let the bank take the car back before letting you file bankruptcy. Ditto on the house I'm pretty sure.

I could be wrong, but unless you suddenly go out and charge up all of your credit cards with BS that can't be reposessed, I don't think you qualify.

Just liquidate, divorce and start your lives over.
 
Pepsei

Pepsei

Lifer
Dec 14, 2001
12,895
1
0
it's a no-fault divorce right? in virginia it is very easy, just seperate for a certain amount of time, sign some papers and you're good to go.
 
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Geekling

Senior member
Jun 24, 2004
682
0
0
I'm sorry guys. My english is broken. lol...

Safeway is correct tho. She doesn't make as much money so I will be taking most of the bills. Not sure if I'll be able to handle the bills by myself tho. The car payments, rent, and a few other things we got while we were married. Thats why I was talking about bankruptcy.

I'm not talking about paying for the divorce. Thats not going to cost that much.
 
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TGS

Golden Member
May 3, 2005
1,849
0
0
No kids, not a lot of assests, not a big problem.

Don't get married with someone you can't have a LIFE-TIME relationship with. Divorce can end with very bitter parties on both sides, and the financial repercussion can be pretty rough.

Though I think as long as you don't have kids, it's only money and a little heartache.

If you have kids, seriously think about what is going to happen with the rest of your childrens lives. It makes me angry and sad, when people have kids and split up.

Originally posted by: Geekling
I'm sorry guys. My english is broken. lol...

Safeway is correct tho. She doesn't make as much money so I will be taking most of the bills. Not sure if I'll be able to handle the bills by myself tho. The car payments, rent, and a few other things we got while we were married. Thats why I was talking about bankruptcy.

I'm not talking about paying for the divorce. Thats not going to cost that much.
Click to expand...

Don't file bankruptcy. This will kill your credit until you are in your thirties. Don't worry about the rent as you shouldn't be paying for her housing. The car payment is only if you are giving her a car, or you couldn't handle the payments on your own. Either way sell the car if it will be your problem.

Sell as many joint assests you have, you don't want to make payments for her financed purchases, and I'm sure she doesn't want to do the same for you.

Cliffs:

1. Liquidate as many assests as possible
2. Downsize all your monthy expenses (smaller apartment, car, etc...)
3. Don't declare Bankruptcy, especially if you cannot afforrd to repay creditors
4. Consolidate debt, techinically half the debt accumulated during marriage is hers, so split it up as evenly as possible so both parties don't get screwed.
5. Try to be civil
 
Nitemare

Nitemare

Lifer
Feb 8, 2001
35,461
4
81
Originally posted by: Zysoclaplem
Originally posted by: Afrotech
Originally posted by: Geekling
We are agreeing on everything. So the divorce shouldn't cost that much. We won't need any lawyers and such. But she doesn't make that much money. So I'll probably end up taking most of it. I'm not sure if I can afford it tho. I was thinking I might have to file bankruptcy. If thats even an option.
Click to expand...

I guess I really don't understand this.... she doesn't make that much money but you will have to file bankruptcy? Can you explain this? I'm lost...
Click to expand...

She will be able to get 50% or more of everything they had aquired while married. And also alimony, correct?
Click to expand...

depends on the state and if there was extenuating circumstances...
 
I

iroast

Golden Member
May 5, 2005
1,364
3
81
Originally posted by: Geekling
I'm sorry guys. My english is broken. lol...

Safeway is correct tho. She doesn't make as much money so I will be taking most of the bills. Not sure if I'll be able to handle the bills by myself tho. The car payments, rent, and a few other things we got while we were married. Thats why I was talking about bankruptcy.

I'm not talking about paying for the divorce. Thats not going to cost that much.
Click to expand...

don't file for bankruptcy. it'll come back to haunt you later when you're ready to buy a house and such. look for other options.
 
Afrotech

Afrotech

Senior member
Aug 3, 2004
368
0
76
Originally posted by: Geekling
I'm sorry guys. My english is broken. lol...

Safeway is correct tho. She doesn't make as much money so I will be taking most of the bills. Not sure if I'll be able to handle the bills by myself tho. The car payments, rent, and a few other things we got while we were married. Thats why I was talking about bankruptcy.

I'm not talking about paying for the divorce. Thats not going to cost that much.
Click to expand...

this is why you do need a lawyer...
 
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Geekling

Senior member
Jun 24, 2004
682
0
0
Originally posted by: iroast
Originally posted by: Geekling
I'm sorry guys. My english is broken. lol...

Safeway is correct tho. She doesn't make as much money so I will be taking most of the bills. Not sure if I'll be able to handle the bills by myself tho. The car payments, rent, and a few other things we got while we were married. Thats why I was talking about bankruptcy.

I'm not talking about paying for the divorce. Thats not going to cost that much.
Click to expand...

don't file for bankruptcy. it'll come back to haunt you later when you're ready to buy a house and such. look for other options.
Click to expand...


I really don't want to. I'll try everything else before I do that.
 
Metron

Metron

Golden Member
Oct 16, 2003
1,163
0
0
Originally posted by: Geekling
I'm sorry guys. My english is broken. lol...

Safeway is correct tho. She doesn't make as much money so I will be taking most of the bills. Not sure if I'll be able to handle the bills by myself tho. The car payments, rent, and a few other things we got while we were married. Thats why I was talking about bankruptcy.

I'm not talking about paying for the divorce. Thats not going to cost that much.
Click to expand...

You seriously need to talk to a lawyer.

Normally you divide the assets and the LIABILITES.... meaning you split the debts 50/50 as well.

I reinterate... at least consult a lawyer before you proceed. Initial sessions are normally free.

Good luck
 
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