I have had a dealer offer financing and sweeten the deal as an result.Definitely not a useless anecdote. We bought our car right before the holidays, when the dealership had both 2014s and 2015s in stock. We went in thinkin' if they don't give us a deal, we'll walk. We didn't have a trade-in, and didn't need financing through them (two things dealerships have a leverage on customers). After all was said and done, pretty sure the sales manager was so pissed at us 'cause we stuck to our guns that our offer was the out-the-door price.
I took it then a month later paid off the loan.
Dealer got his vehicle sold; got his potential kickbacks and I got it at a decent price.
Poor finance company; they got nothing other than 1 months interest on a 30K investment anticipated over 6 years :biggrin:
