- Aug 8, 2000
- 3,089
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- 76
I've got:
Kohls Card: 0 dollars owed $1000 limit, about 3 years ago I got this card
Target card: 0 dollars owed $1000 limit, about 2 years ago I got this card
Buy.com card: 0 dollars owed $1000 limit, about 1 year ago I got this card
I've carried full balances on the buy.com card and worked it down to nothing, built up and then paid off a balance of around $600 on the target card (all this month), and used the Kohls card to make a few isolated purchases, never carrying much of a balance and usually paying it off with $50 at a time payments.
Within the past month I've added:
newegg.com preferred account approved for $3200 in purchases. I haven't used it and probably won't.
Bestbuy credit card I applied for today and I got approved with a $1000 limit. The $1,000 limit is not enough for me to buy the panasonic plasma that I want, and I want to take advantage of their 0% interest until 2010.
I was pissed that bestbuy didn't give me a credit limit of more than $2000 because that is the cost of the television.
I got pre-approved for a $130,000 loan under the federal first time homebuyers plan, however I did not buy a house. This was last September. My annual income is $31,000.
What could I have done for bestbuy to have approved me at a higher rate? I think they are just going on the credit limit which buy.com and target cards had. This sucks.
Someone please advise.
Kohls Card: 0 dollars owed $1000 limit, about 3 years ago I got this card
Target card: 0 dollars owed $1000 limit, about 2 years ago I got this card
Buy.com card: 0 dollars owed $1000 limit, about 1 year ago I got this card
I've carried full balances on the buy.com card and worked it down to nothing, built up and then paid off a balance of around $600 on the target card (all this month), and used the Kohls card to make a few isolated purchases, never carrying much of a balance and usually paying it off with $50 at a time payments.
Within the past month I've added:
newegg.com preferred account approved for $3200 in purchases. I haven't used it and probably won't.
Bestbuy credit card I applied for today and I got approved with a $1000 limit. The $1,000 limit is not enough for me to buy the panasonic plasma that I want, and I want to take advantage of their 0% interest until 2010.
I was pissed that bestbuy didn't give me a credit limit of more than $2000 because that is the cost of the television.
I got pre-approved for a $130,000 loan under the federal first time homebuyers plan, however I did not buy a house. This was last September. My annual income is $31,000.
What could I have done for bestbuy to have approved me at a higher rate? I think they are just going on the credit limit which buy.com and target cards had. This sucks.
Someone please advise.
