Originally posted by: Slew Foot
Originally posted by: gsethi
That is just an inflated payment shown on your bill. Your doctor and/or the Lab wont get anywhere close to that amount from your insurance company. That figure is just there to scare you so that you continue to keep your insurance (oh, and thats what you would pay if you didnt had insurance)
Exactly, it doesnt matter what the bill says, the insurance carrier has a contract to pay a set amount for those labs (probably close to $200 or so). They like to send you the hospital charge just to scare you though.
Yep.. the only real people getting screwed are all the ones that don't have insurance... its IMHO, not a fair system. People who are poor are less likely to have insurance.. but they are the ones who usually have to pay so much more.