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5-20-75

Why would they charge you $5 to cash a check? Thats fuxored.

I use Wells Fargo and I have another account at the bank I work for.

Now, WF has its own issues, but they sure as hell havent charged me $5 to cash a check. Try 'em out. I use their free checking to backup my 2nd paypal account.

All banks try to nickel and dime you somehow. In WFs case, they might try to charge you $5 for calling the 800 number and doing certain things for you like replacing a lost debit card. So be careful, or do everyting in person with a teller like I do.

Ive used WF since 2004.

AND if this werent enough I won the Grand Prize at the opening of a new branch. Ill create a thread on Monday about it after I pick it up. I have to sign a tax affidavit. :shocked:
 
I had issues with WF when I worked in a pet shop many moons ago. They charged the store owner a fee to verify funds for customers who wrote checks! Screw that. We stopped taking WF checks.
 
Originally posted by: DurocShark
I had issues with WF when I worked in a pet shop many moons ago. They charged the store owner a fee to verify funds for customers who wrote checks! Screw that. We stopped taking WF checks.
Click to expand...

So you were a Pet Shop Boy? 😛

Like I said, every bank will try to nickel and dime you somehow. Free checking doesnt keep the lights on ya know! 😉

Ive worked for a small regional bank since 1991. We dont nick or dime - at all - but I am an employee so maybe thats why.

Whatever floats your boat. But Ive learned to always ask for a "schedule of fees".
 
You don't have an account with them, so they have no way to get the money back if the check bounces.
 
Originally posted by: mugs
You don't have an account with them, so they have no way to get the money back if the check bounces.
Click to expand...


WTF?

If the check is written by a member of that bank, they most certainly DO have recourse.

:roll:
 
Originally posted by: DurocShark
Originally posted by: mugs
You don't have an account with them, so they have no way to get the money back if the check bounces.
Click to expand...


WTF?

If the check is written by a member of that bank, they most certainly DO have recourse.

:roll:
Click to expand...

The person cashing the check must be a member of that bank to avoid a check cashing fee.

I thought this was common knowledge? 😕
 
No I don't think it's right to charge a fee, and there's no excuse for a bank not cashing a check written on an account at their bank.

But banks write their own laws, like oil companies and drug companies.
 
Originally posted by: tfinch2
Originally posted by: DurocShark
Originally posted by: mugs
You don't have an account with them, so they have no way to get the money back if the check bounces.
Click to expand...


WTF?

If the check is written by a member of that bank, they most certainly DO have recourse.

:roll:
Click to expand...

The person cashing the check must be a member of that bank to avoid a check cashing fee.

I thought this was common knowledge? 😕
Click to expand...

No sh!t. Let me get this straight, you DON'T have an account with the bank that you are trying to cash the check at? If not, seriously man, get with the program.
 
Edit: Misread OP. 😱

If a check is drawn on the bank you're cashing it at, they should cash (with no fee) it with proper ID. That's how it typically works up here, anyway..maybe they're more greedy in your area. 😛
 
Originally posted by: CadetLee
Edit: Misread OP. 😱
Click to expand...

Thank you.

The checks WERE drawn on the respective banks.

One was the "payroll" (quotes because it's like $100) from my wife's "job" (quotes because she works a couple hours a week in daycare at her church), the other was the $200 settlement from her accident.

I just got sick of Wamu and haven't decided where to open a local account. With my UBOC account I wasn't in much of a hurry until now.
 
Originally posted by: FelixDeKat
Why would they charge you $5 to cash a check? Thats fuxored.

I use Wells Fargo and I have another account at the bank I work for.

Now, WF has its own issues, but they sure as hell havent charged me $5 to cash a check. Try 'em out. I use their free checking to backup my 2nd paypal account.

All banks try to nickel and dime you somehow. In WFs case, they might try to charge you $5 for calling the 800 number and doing certain things for you like replacing a lost debit card. So be careful, or do everyting in person with a teller like I do.

Ive used WF since 2004.

AND if this werent enough I won the Grand Prize at the opening of a new branch. Ill create a thread on Monday about it after I pick it up. I have to sign a tax affidavit. :shocked:
Click to expand...

Wells Fargo holds onto Payroll check for 9 days.

That's fvkeded up.

Last summer the current Administration everyone loves put these new Robber Baron Laws into affect for the Bank system.

Enjoy
 
Originally posted by: DurocShark
Originally posted by: CadetLee
Edit: Misread OP. 😱
Click to expand...

Thank you.

The checks WERE drawn on the respective banks.

One was the "payroll" (quotes because it's like $100) from my wife's "job" (quotes because she works a couple hours a week in daycare at her church), the other was the $200 settlement from her accident.

I just got sick of Wamu and haven't decided where to open a local account. With my UBOC account I wasn't in much of a hurry until now.
Click to expand...

When we cash checks drawn on us, we verify ID / write DL # and funds are pulled from the account immediately...odd that they're charging $5.

Find a different bank...or move to VT/NH and use ours. :evil:
 
Credit Unions are about as non profit as those non profit credit repair companies.

The expensive suits and nice cars cost the guys that run the credit union just as much money as they cost bankers.


Big credit unions vs banks..............almost no difference.


(speaking mostly of Community America credit union).

www.cacu.com
 
Originally posted by: amdforever2
Credit Unions are about as non profit as those non profit credit repair companies.

The expensive suits and nice cars cost the guys that run the credit union just as much money as they cost bankers.


Big credit unions vs banks..............almost no difference.


(speaking mostly of Community America credit union).

www.cacu.com
Click to expand...

Wescom is the same.
 
I work at a bank. I love how people bitch about getting charged a fee for cashing a check drawn off of a bank they don't have an account at. Get over it, we're doing you a service. If you don't like it, you have 3 choices...

1) Open up a damned account, it doesn't cost you a damned penny
2) Shut the fvck up and cash the check at your own damned bank
3) If option 2 is not available, go to a check cashing place that doesn't give you lube and then we'll see if you bitch over $5
 
Originally posted by: TrueBlueLS
I work at a bank. I love how people bitch about getting charged a fee for cashing a check drawn off of a bank they don't have an account at. Get over it, we're doing you a service. If you don't like it, you have 3 choices...

1) Open up a damned account, it doesn't cost you a damned penny
2) Shut the fvck up and cash the check at your own damned bank
3) If option 2 is not available, go to a check cashing place that doesn't give you lube and then we'll see if you bitch over $5
Click to expand...

I work at a bank as well, but we do not charge to cash checks drawn on us.

Maybe we're special. 😛
 
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